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927 Woodgate Avenue, Long Branch, NJ, 07740

4beds
2baths
1,747sqft
$1,290,000
$738price/sqft
$8,872/moest. monthly cost
$354,880/yrincome needed

About This Home

This space is truly in the heart of Elberon and is being offered strictly AS IS. A rare opportunity , this property has not been available since 1956. Set on an approx. 81x100 lot, this 4 bed, 2 bath cape offers immediate livability with endless potential to customize, expand, or rebuild. The home features hardwood floors, an updated kitchen with newer appliances, central air and a whole-house generator for year-round peace of mind. the fenced-in yard provides ample space for a pool and outdoor living. Ideally located just minutes from beaches, Monmouth University, Elberon train station and houses of worship, this property is perfectly positioned for both personal use and investment potential, including summer enjoyment or winter rental income. Whether you choose to move in and update, build your dream home, or maximize its investment possibilities, opportunities like this in such a sought-after neighborhood are far and few between. Photos to follow.

Getting Around

28
WalkingCar-Dependent
34
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Long Branch High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1953

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom

  • Area: 30
  • Dimensions: 6 x 5

Bathroom

  • Area: 72
  • Dimensions: 8 x 9

Bedroom

  • Area: 140
  • Dimensions: 14 x 10

Bedroom

  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Area: 120
  • Dimensions: 15 x 8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 180
  • Dimensions: 15 x 12

Features

  • Recessed Lighting
  • Flooring: Laminate,Tile,Wood
  • Attic: Attic

Garage

  • Area: 252
  • Dimensions: 21 x 12

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,747
  • Total interior livable area: 1,747 sqft

Kitchen

  • Area: 144
  • Dimensions: 18 x 8

Living Room

  • Area: 192
  • Dimensions: 16 x 12

Other

  • Area: 252
  • Dimensions: 18 x 14

Property

Details

  • Parcel number: 2700047000000002
  • Zoning description: Residential, Single Family, Neighborhood
  • Exclusions: personal belongings

Features

  • Stories: 2
  • Exterior features: Recreation Area
  • Fencing: Fenced Area
  • Topography of land: Level

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 81 x 100

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway,On Street,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,522$78,264
Home Insurance *$493$5,916
Property Taxes $1,664$19,968
Electricity $193$2,318
Total$8,872$106,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$304,182/yr
40% on housing$266,160/yr
45% on housing$236,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$738This listing

vs Other Active Listings

Avg $/sqft

ZIP 07740$780
Monmouth County$424

vs Homes Sold Last Month

Median $/sqft

ZIP 07740$460
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$1,410,000

For Sale by Agent

AgentNina McGough
BrokerageColdwell Banker Realty

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