See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

448 Joline Avenue, Long Branch, NJ, 07740

3beds
2baths
1,510sqft
$650,000
$430price/sqft
$4,563/moest. monthly cost
$182,520/yrincome needed

About This Home

Dreaming of beach life without the seven-figure price tag? This is your chance. Just about a mile from the ocean and the beautiful shores of Long Branch, this charming brick 3-bedroom, Sunroom, a Study/Den and 1.5-bath home offer an affordable way to enjoy coastal living every day. Set on a spacious extra-large lot, the property features a rare detached two-car garage and a very large, private vinyl-fenced backyard--perfect for summer gatherings, relaxing evenings, or simply soaking in the shore lifestyle. Inside, you'll find hardwood floors, an updated Kitchen and Primary Bath, stainless steel appliances, and plenty of inviting living space. Beyond the home, you're minutes from top-rated restaurants, shopping, huge Netflix studios, and the high-speed ferry to NYC making it easy to balance work and play while maximizing your time by the water. Whether you're looking for a full-time residence or a beach-close getaway, this home delivers location, lifestyle, and value. Sold as-is. Live in it, rent it, refresh it, or reinvent it--this one plays well for everyone. Sold as-is. Don't miss the opportunity . Make your move before someone else does!

Getting Around

77
WalkingVery Walkable
25
TransitSome Transit
61
BikeBikeable

Schools

4/10
4/10
Long Branch High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Conservatory
  • Flooring: Vinyl,Ceramic Tile,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,510
  • Total interior livable area: 1,510 sqft

Property

Details

  • Parcel number: 2700337000000005
  • Zoning description: Residential, Single Family
  • Exclusions: Washer,Dryer exluded. Window units TBD (for AC)

Features

  • Stories: 2
  • Fencing: Fenced Area
  • Topography of land: Level

Lot

  • Lot size: 0.33 Acres
  • Features: Oversized
  • Lot size dimensions: 100 x 148

Parking

  • Total spaces: 2
  • Parking features: Double Wide Drive,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$248$2,976
Property Taxes $836$10,032
Electricity $193$2,318
Total$4,563$54,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,445/yr
40% on housing$136,890/yr
45% on housing$121,680/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 07740$785
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07740$460
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$650,000
2014-02-28Sold$228,000
2013-12-18Listed for sale$225,000

For Sale by Agent

AgentCatherine Erkal
BrokerageBerkshire Hathaway HomeServices Fox & Roach - Holmdel

Similar Homes