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5 St Lawrence Way, Marlboro, NJ, 07746

4beds
3baths
2,028sqft
$825,000
$407price/sqft
$6,238/moest. monthly cost
$249,520/yrincome needed

About This Home

Set on a sprawling 100' x 200' (.46-acre) level lot in the highly desirable Whittier Oaks community, this meticulously maintained Colonial is everything today's buyers have been waiting for. From the moment you arrive, it's evident that every detail has been thoughtfully cared for, and as you step inside, you'll immediately appreciate a home that feels worthy of the pages of Architectural Digest. Every room has been beautifully designed, impeccably maintained, and filled with warmth and timeless style. The heart of the home is the inviting family room, centered around a classic wood-burning fireplace with a stunning brick surround and raised brick hearth. Carefully selected colors and tasteful finishes create an atmosphere that is both elegant and welcoming. Crown molding enhances the foyer and formal living room, while the original solid oak hardwood floors have been lovingly preserved and gleam throughout the main level. The updated kitchen and living spaces flow seamlessly to the backyard, where a beautiful paver patio overlooks the fully fenced, half-acre property. Whether you're entertaining guests or enjoying a quiet evening outdoors, you'll appreciate the incredible privacy and peaceful setting--all while being just minutes from Route 9, placing shopping, restaurants, commuting options, and everyday conveniences right at your fingertips. Upstairs, you'll find four spacious bedrooms, each featuring genuine hardwood flooring, along with two beautifully renovated bathrooms. The luxurious primary suite offers multiple closets and a spectacular en-suite bath that feels like it belongs in the Four Seasons Hotel, showcasing upscale finishes, designer tile, and a spa-inspired atmosphere. The hall bathroom is equally impressive with its crisp white palette, modern tile work, and stylish fixtures. Recessed lighting brightens nearly every room, adding warmth and elegance throughout the home. The oversized double-width driveway leads to a massive two-car garage with abundant space for vehicles, hobbies, storage, or workshop needs. The fully finished basement is an incredible extension of the home's living space and has been thoughtfully designed into multiple functional areas, including a private home office, media room, gym, additional multipurpose room, and generous storage. Thanks to its smart layout and extensive recessed lighting, this lower level feels bright, open, and inviting--it's hard to believe you're even in a basement. Homes that combine meticulous condition, thoughtful design, exceptional living space, and an outstanding location rarely become available. This is the one buyers dream about--and now it's finally on the market.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
6/10
Marlboro Middle SchoolGrades 6-80.9 mi
6/10
Marlboro High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Center Hall,Dec Molding,Recessed Lighting
  • Flooring: Ceramic Tile,Laminate,Wood
  • Attic: Attic

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 2,028 sqft

Property

Details

  • Parcel number: 3000314000000007
  • Zoning description: Single Family

Features

  • Stories: 2
  • Fencing: Fenced Area
  • Topography of land: Level

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Double Wide Drive,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$221$2,652
Property Taxes $1,623$19,476
Electricity $223$2,682
Total$6,238$74,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,874/yr
40% on housing$187,140/yr
45% on housing$166,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 07746$377
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07746$348
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$825,000
2026-07-23Listed for sale$825,000
2005-04-23Sold$427,500

For Sale by Agent

AgentEllen Rosenbaum
BrokerageEllen Rosenbaum Real Estate

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