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128 Center Avenue, Leonardo, NJ, 07737

4beds
4baths
2,900sqft
$989,000
$341price/sqft
$7,084/moest. monthly cost
$283,360/yrincome needed

About This Home

WELCOME HOME! Magnificent New Construction located in the Leonardo section of Middletown. Custom built, open concept layout 2,900 square feet, 4 beds 3.5 baths. The main open floor plan features formal dining room, living room, large family room with gas fireplace, custom kitchen with center island and breakfast nook, mud room and half bath. Second floor has primary bedroom suite with a beautiful private bath and two walk-in closets. Bedroom 2 is a princess suite, two additional bedrooms, full bath and laundry room. Perfect home for the NYC commuter. Minutes from the town of Atlantic Highlands home to Seastreak Ferry terminal. THIS IS A MUST SEE! Asphalt driveway being install. Some pictures digitally enhanced

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
7/10
Bayshore Middle SchoolGrades 6-80.7 mi
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 1923

Materials

  • Roof: Timberline

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom

  • Area: 53.199999999999996
  • Dimensions: 7 x 7.6

Bathroom

  • Area: 56.8
  • Dimensions: 8 x 7.1

Bedroom

  • Area: 110
  • Dimensions: 11 x 10

Bedroom

  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Area: 154
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 165
  • Dimensions: 11 x 15

Features

  • Ceilings - 9Ft+ 1st Flr
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Walk-up

Great Room

  • Area: 277.2
  • Dimensions: 18 x 15.4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: 2 Zoned AC

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Area: 338.8
  • Dimensions: 22 x 15.4

Laundry

  • Area: 37.1
  • Dimensions: 7 x 5.3

Living Room

  • Area: 121
  • Dimensions: 11 x 11

Other

  • Area: 240
  • Dimensions: 16 x 15

Other

  • Area: 100
  • Dimensions: 10 x 10

Other

  • Area: 105
  • Dimensions: 15 x 7

Property

Details

  • Parcel number: 3200329000000004
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 100 x 125

Parking

  • Total spaces: 2
  • Parking features: Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$418$5,016
Property Taxes $1,347$16,164
Electricity $319$3,836
Total$7,084$85,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,880/yr
40% on housing$212,520/yr
45% on housing$188,906/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 07737$316
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07737$428
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$959,000
2026-08-01Price change$989,000
2026-07-06Listed for sale$1,069,900
2024-03-27Sold$275,000
2024-01-18Sold$190,000

New Construction

AgentJacqueline Lemma
BrokerageBerkshire Hathaway HomeServices Fox & Roach - Holmdel

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