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8 Church St, Middletown, NJ, 07748

3beds
2baths
1,793sqft
$570,000
$318price/sqft
$4,012/moest. monthly cost
$160,480/yrincome needed

About This Home

This character filled Colonial, dating back to the 1880s, is rich with history and timeless appeal. Featuring original hardwood floors, trestled ceilings, and classic architectural details., the home offers 3 bedrooms and 2 baths, along with the warmth and ambiance of two wood burning stoves. Set on approximately 0.46 acres, the property provides ample outdoor space and opportunity to make it your own. Conveniently located near transportation, shopping, and every day amenities, this is a unique chance to bring new life to a truly special home.

View Virtual Tour

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Middletown Village Elementary SchoolGrades PK-50.4 mi
7/10
Thompson Middle SchoolGrades 6-81.8 mi
5/10
Middletown - North High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1882

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range/Oven,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial, Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Great Room,Kitchen,Laundry Room,Living Room,Bath Full,Dining Room,3 Bedrooms,None
  • Flooring: Laminate,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 1,793
  • Total interior livable area: 1,793 sqft

Kitchen

  • Features: Separate Dining Area

Property

Details

  • Parcel number: 3200808000000002
  • Zoning: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Storage Shed

Lot

  • Lot size: 0.46 Acres
  • Features: Easements/Right of Way,See Remarks,Irregular Lot
  • Lot size dimensions: 181.00 x 110.00

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Crushed Stone,Garage,Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$157$1,884
Property Taxes $776$9,312
Electricity $197$2,371
Total$4,012$48,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$160,480/yr
35% on housing$137,554/yr
40% on housing$120,360/yr
45% on housing$106,986/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 07748$310
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07748$376
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$600,000
2025-11-01Price change$660,000
2025-10-31Listed for sale--
2025-09-19Sold$1,000
2020-01-18Listing removed$373,155
2019-12-14Price change$373,155
2019-12-08Price change$373,152
2019-12-04Price change$373,294
2019-12-02Price change$317,393
2019-12-01Price change$317,780
2019-11-30Price change$318,102
2019-11-28Price change$317,866
2019-11-27Price change$317,967
2019-11-26Price change$317,985
2019-11-23Price change$318,778
2019-11-21Price change$318,771
2019-11-19Price change$318,719
2019-11-18Price change$318,569
2019-11-17Price change$318,495
2019-11-13Price change$317,790
2019-11-11Price change$317,764
2019-11-09Price change$317,930
2019-11-06Price change$318,027
2019-11-04Price change$317,883
2019-11-03Price change$317,786
2019-11-01Listed for sale$317,881

For Sale by Agent

AgentLISA V. ALAIMO
BrokerageVRI HOMES
View on Zillow

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