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3 Baskenridge Drive, Middletown, NJ, 07748

4beds
3baths
2,874sqft
$1,195,000
$416price/sqft
$8,316/moest. monthly cost
$332,640/yrincome needed

About This Home

Beautiful waterfront property in the heart of Middletown. This 4 bedroom, 3 full bath colonial offers c/t entry, living room with Brazilian redwood floors, bay window, formal D.R. with Brazilian redwood floor, dec moldings, large E.I.K. with c/t floors, oak cabinets, stainless appliances. Enclosed room off kitchen overlooks the pool, yard, and small lake. family room has gas fireplace, small wet bar/wine rack, one bedroom/office on 1st level, with 1st level full bath. Large MBR with full bath, c/t shower, w/i closet, also sliders to porch overlooking yard and small lake. Huge full basement, high ceilings, poured concrete foundation. Very private yard with 4yr old inground pool, deck, overlooking small lake. 3 Minutes to NYC trains, shopping, 12 min to ferry, 15min to new Netflex locatio

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Thompson Middle SchoolGrades 6-81.7 mi
5/10

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Timberline
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Balcony,Center Hall,Dec Molding,Recessed Lighting
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,874
  • Total interior livable area: 2,874 sqft

Property

Details

  • Parcel number: 3200813000000036
  • Zoning description: Residential

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Exterior features: Lighting
  • Fencing: Fenced Area
  • On waterfront: Yes

Lot

  • Lot size: 0.78 Acres
  • Lot size dimensions: 117 x 291

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$329$3,948
Property Taxes $1,629$19,548
Electricity $316$3,801
Total$8,316$99,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,120/yr
40% on housing$249,480/yr
45% on housing$221,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 07748$306
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07748$376
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,135,000
2026-07-12Price change$1,195,000
2026-06-05Listed for sale$1,250,000
2017-11-16Sold$650,000
2017-09-22Pending sale$659,900
2017-09-09Price change$659,900
2017-06-27Price change$674,000
2017-06-04Price change$694,500
2017-05-01Listed for sale$710,000
2009-08-21Sold$610,000
2009-05-30Listed for sale$619,427
2001-12-03Sold$429,000
1997-04-11Sold$342,000

For Sale by Agent

AgentCharles Mauer
BrokerageColdwell Banker Realty

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