20 Western Reach, Red Bank, NJ, 07701
About This Home
Welcome to Shadow Lake Village, one of Middletown's premier 55+ communities offering the perfect blend of comfort, convenience, and active adult living. This well-maintained upper-level unit features 2 bedrooms, 1 full bath, a spacious sunroom, and the convenience of in-unit laundry. Tucked toward the end of the community, you'll enjoy a peaceful setting while taking advantage of outstanding amenities including a clubhouse, pool, golf course, tennis courts, and a full calendar of social activities. Whether you're looking to stay active or simply enjoy a low-maintenance lifestyle, this is a wonderful opportunity to make Shadow Lake Village your next home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Type & Style
- Home type: SingleFamily
- Property subType: Adult Community
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: Multi Units
Interior Area
- Total structure area: 973
- Total interior livable area: 973 sqft
Property
Details
- Parcel number: 3201011000000024
- Attached to another structure: Yes
Features
- Levels: Upper Level
- Stories: 1
- Entry location: Upper Level
- Exterior features: Other
Lot
- Lot size: 435.60 sqft
Parking
- Total spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Hurricane
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $437 | $5,244 |
| Electricity | $193 | $2,318 |
| Total | $2,374 | $28,488 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $325,000 |
| 2026-07-13 | Listed for sale | $350,000 |
| 2012-03-22 | Listing removed | $524,900 |
| 2011-09-14 | Price change | $524,900 |
| 2011-09-01 | Listed for sale | -- |
| 2009-02-20 | Sold | $144,000 |
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