85 Campbell Street, Red Bank, NJ, 07701
About This Home
River Plaza opportunity! This classic cape offers a flexible floor plan, hardwood floors throughout, and four bedrooms, including two on the first floor. One has traditionally been used as a dining room, while a spacious living room can accommodate both living and dining areas, if preferred. The eat-in kitchen provides space for casual meals and offers direct access to yard. Upstairs, you'll find two generous-sized bedrooms and a convenient half bath. A full unfinished basement provides storage, a workshop, or future finishing. The location is hard to beat! Enjoy being within walking distance of downtown Red Bank, Swimming River Park, schools, restaurants, shops, entertainment venues. The train station is nearby, NYC ferry is about 15 minutes away, and major roadways are easily reached.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Workshop/ Workbench
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Door features: Bilco Style Doors
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,228
- Total interior livable area: 1,228 sqft
Property
Details
- Parcel number: 3201093000000006
- Zoning description: Residential, Single Family
- Exclusions: Personal items
Features
- Stories: 1
- Topography of land: Level
Lot
- Lot size: 7,840 sqft
- Lot size dimensions: 80 x 100
Parking
- Parking features: Paved,Asphalt,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Hurricane
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $202 | $2,424 |
| Property Taxes | $895 | $10,740 |
| Electricity | $193 | $2,318 |
| Total | $4,571 | $54,852 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $649,000 |
| 2026-07-22 | Listed for sale | $649,000 |
View on Zillow