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443 Newman Springs Road, Lincroft, NJ, 07738

3beds
2baths
2,000sqft
$875,000
$438price/sqft
$6,035/moest. monthly cost
$241,400/yrincome needed

About This Home

Welcome to a truly special opportunity to own a home that has been cherished by the same family for three generations. This beautifully maintained residence combines timeless character with modern updates and an unbeatable location. Featuring approximately 2,000 square feet of living space, this home offers 3 spacious bedrooms and 1.5 updated bathrooms. The heart of the home is the stunning, recently renovated kitchen, complete with top-of-the-line appliances, granite countertops, and an oversized center island. Enjoy cozy evenings by the gas fireplace, while the updated bathrooms add both style and convenience. Additional highlights include a full walk-out basement, a walk-up attic, and a whole-house generator for peace of mind year round. Conveniently located just minutes from major transportation routes, including GSP, Trains, Buses, etc. This home has a 2 car detached garage and expansive 115' x 322' lot. Large walk-out basement has furnace room, bar area for entertaining, laundry room with built-in shelving and front loader washer and dryer. It offers easy access to local beaches, shopping and dining and highly regarded Blue Ribbon Schools. This is a rare offering that blends space, location, history and pride of ownership. Schedule your private showing today. The huge walk up attic has the potential for additional bedrooms and bath!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
7/10
Thompson Middle SchoolGrades 6-82.3 mi
7/10

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Timberline
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Expanded Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting
  • Window features: Thermal Window
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Walk-up

Heating & Cooling

  • Heating features: Oil Above Ground
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 3201130000000007
  • Zoning description: Single Family

Features

  • Stories: 1
  • Topography of land: Level

Lot

  • Lot size: 0.85 Acres
  • Features: Oversized
  • Lot size dimensions: 115 x 327

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Earthquake
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$197$2,364
Property Taxes $1,194$14,328
Electricity $220$2,645
Total$6,035$72,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,914/yr
40% on housing$181,050/yr
45% on housing$160,933/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 07738$408
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07738$402
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$830,000
2026-07-16Price change$875,000
2026-06-20Price change$919,000
2026-06-13Listed for sale$950,000

For Sale by Agent

AgentRicky Miele
BrokerageO'Brien Realty, LLC

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