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424 Drummond Avenue, Neptune, NJ, 07753

1beds
1baths
645sqft
$310,000
$481price/sqft
$2,282/moest. monthly cost
$91,280/yrincome needed

About This Home

Cozy home with 1 bedroom, 1 bathroom in an area undergoing renovations. Needs a little TLC. Priced right for quick sale.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

6/10
4/10
Neptune Middle SchoolGrades 6-80.7 mi
1/10
Neptune High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1935

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 645
  • Total interior livable area: 645 sqft

Property

Details

  • Parcel number: 3500609000000016

Features

  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 25 x 155

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Cold Wave
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$99$1,188
Property Taxes $423$5,076
Electricity $193$2,318
Total$2,282$27,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,240/yr
40% on housing$68,460/yr
45% on housing$60,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 07753$322
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07753$400
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-18Listed for sale$310,000
2018-12-12Listing removed$119,000
2018-06-12Listed for sale$119,000
2017-08-02Sold$95,000
2015-05-12Sold$75,000
2014-07-02Listing removed$89,000
2013-08-11Price change$89,000
2013-07-03Listed for sale$94,000
2001-07-24Sold$21,404

For Sale by Agent

AgentFrancine Simonsen
BrokerageMcNeely Agency

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