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8 Summit Road, Neptune, NJ, 07753

3beds
2baths
1,270sqft
$689,900
$543price/sqft
$4,833/moest. monthly cost
$193,320/yrincome needed

About This Home

Welcome to this beautifully maintained home located in the highly desirable Shark River Hills section of Neptune Township. This impressive property combines charm, space, and functionality with a fresh modern feel throughout. One of the home's standout features is the private second-floor master suite, offering beautiful windows, natural light, and peaceful elevated views -- truly a one-of-a-kind retreat within the home. The spacious granite kitchen flows perfectly into the main living areas, creating an inviting atmosphere ideal for both entertaining and everyday living. The entire home has been thoughtfully maintained and carries a bright, fresh, move-in-ready feel throughout. The walk-out lower level offers full-size windows and abundant natural light, making it feel far beyond a traditional basement -- instead serving as an additional living space with endless possibilities for recreation, guests, work-from-home setup, or entertaining.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Neptune Middle SchoolGrades 6-81.4 mi
1/10
Neptune High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1926

Type & Style

  • Home type: SingleFamily
  • Architectural style: Carriage House
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,270
  • Total interior livable area: 1,270 sqft

Property

Details

  • Parcel number: 3505315000000013
  • Zoning description: Residential, Single Family

Features

  • Stories: 3
  • Exterior features: Balcony
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 123

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$220$2,640
Property Taxes $932$11,184
Electricity $193$2,318
Total$4,833$57,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,702/yr
40% on housing$144,990/yr
45% on housing$128,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 07753$317
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07753$400
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$689,900
2026-05-14Listed for sale$700,000
2026-03-22Listing removed$3,300
2026-02-20Listed for rent$3,300
2020-03-10Listing removed$2,450
2020-03-09Price change$2,450
2020-02-03Price change$2,495
2020-01-10Price change$2,595
2019-12-06Price change$2,495
2019-11-15Listing removed$319,900
2019-11-07Listed for sale$319,900
2019-09-12Price change$2,595
2019-08-11Listed for rent$2,600
2019-03-23Listing removed$2,600
2019-03-08Listed for rent$2,600
2018-11-27Listing removed$2,600
2018-08-26Price change$2,600
2018-06-21Price change$2,700
2018-04-10Listed for rent$2,800
2018-01-19Listing removed$379,999
2017-10-22Price change$379,999
2017-07-30Price change$399,999
2017-02-09Listed for sale$410,000
2017-01-05Sold$94,500
2016-12-07Pending sale$114,900
2016-12-02Listed for sale$114,900

For Sale by Agent

AgentQizhan Yao
BrokerageRealmart Realty LLC.

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