11 Rutgers Terrace, Neptune, NJ, 07753
About This Home
Welcome to 11 Rutgers Terrace - where comfort and convenience come together beautifully. Spacious 3-bedroom, 3 full bath home featuring an open-concept floorplan perfect for gathering and entertaining. The spacious first-floor primary suite includes a fireplace and a ensuite with a large walk-in shower and an added bidet. Main level also offers an additional full bathroom. Upstairs includes two bedrooms and a full bath. Enjoy a large kitchen with plenty of counter space, plus a full basement ideal for a home theater, gym, or storage. A new deck off the dining room overlooks the generous backyard, and a welcoming front porch adds curb appeal. Located in desirable Neptune, close to beaches, parks, and local amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,215
- Total interior livable area: 2,215 sqft
Property
Details
- Parcel number: 3503809000000012
- Zoning description: Residential
Features
- Stories: 2
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 115 x 97
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,109 | $37,308 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $835 | $10,020 |
| Electricity | $244 | $2,930 |
| Total | $4,384 | $52,608 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $615,000 |
| 2026-07-15 | Price change | $629,900 |
| 2026-06-12 | Pending sale | $649,990 |
| 2026-05-15 | Listed for sale | $649,990 |
| 2014-10-31 | Sold | $255,000 |
| 2014-07-16 | Listing removed | $255,000 |
| 2014-05-15 | Listed for sale | $255,000 |
| 2013-12-06 | Listing removed | $249,900 |
| 2013-09-30 | Price change | $249,900 |
| 2013-08-04 | Price change | $259,900 |
| 2013-05-17 | Price change | $244,900 |
| 2013-04-28 | Price change | $249,900 |
| 2013-01-09 | Pending sale | $274,900 |
| 2012-07-18 | Listed for sale | $274,900 |
| 2011-12-15 | Listing removed | $1,850 |
| 2011-11-23 | Price change | $1,850 |
| 2011-08-13 | Price change | $278,500 |
| 2011-06-27 | Price change | $294,999 |
| 2011-06-10 | Price change | $299,990 |
| 2011-05-10 | Price change | $325,000 |
| 2011-03-23 | Listed for sale | $385,000 |
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