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1403 Wanamassa Road, Ocean, NJ, 07712

3beds
3baths
1,975sqft
$915,000
$463price/sqft
$6,154/moest. monthly cost
$246,160/yrincome needed

About This Home

This is a short sale, pending third party approval. Welcome to this beautiful circa-1925 Shore Colonial, ideally located in one of Wanamassa's most coveted neighborhoods. Blending timeless character with thoughtful updates, this 3-bedroom home offers 1 full bath and 2 half baths, spacious rooms, and generous closet space throughout. Classic hardwood floors and a cozy wood-burning fireplace create a warm, inviting atmosphere, while the partially finished basement provides flexible space for a family room, home office, gym, or recreation area. Recent improvements include a new roof (2022) and central air conditioning (2024), offering modern comfort and peace of mind. Outside, enjoy a detached garage and unwind in the private hot tub after a day at the Shore. Being sold ''AS-IS, WHERE-I

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10
Ocean Twp High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shore Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Dec Molding
  • Window features: Storm Window(s)
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,975
  • Total interior livable area: 1,975 sqft

Property

Details

  • Parcel number: 3700121000000012

Features

  • Stories: 2
  • Exterior features: Outdoor Shower
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 61 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$271$3,252
Property Taxes $1,040$12,480
Electricity $217$2,612
Total$6,154$73,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,994/yr
40% on housing$184,620/yr
45% on housing$164,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 07712$443
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07712$410
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$915,000
2026-07-24Listed for sale$915,000
2026-02-10Listing removed$4,900
2026-01-09Listed for rent$4,900
2023-04-03Listing removed--
2023-01-28Listed for rent$4,650
2022-02-19Listing removed--
2022-01-15Price change$4,650
2022-01-04Listed for rent$11,000
2021-07-28Listing removed--
2021-06-27Listed for rent$2,850
2021-04-08Listing removed--
2021-03-31Listed for rent$25,000
2021-02-25Listing removed--
2020-10-26Listing removed$2,500
2020-10-21Listed for rent$2,500
2016-04-11Sold$405,000
2015-11-19Listed for sale$435,000
2002-04-05Sold$209,000
1995-04-28Sold$145,000

Pre-Foreclosure - For Sale by Agent

AgentJanet N Manni
BrokerageRE/MAX Gateway

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