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56 Cold Indian Springs Road, Ocean Twp, NJ, 07712

7beds
4baths
4,342sqft
$999,999
$230price/sqft
$6,969/moest. monthly cost
$278,760/yrincome needed

About This Home

Welcome to this expansive 4,342 sq. ft. home offering 7 bedrooms, 3.5 baths, and exceptional space with a potential mother/daughter setup. Designed for comfortable everyday living and entertaining, this impressive home features an open-concept layout with hardwood floors throughout the main living areas, elegant crown moldings, a grand double-door entry, and a cozy wood-burning fireplace. The oversized primary suite boasts a private bath with a glass-enclosed shower and skylight, while the second floor offers two additional full bathrooms. A convenient powder room is located on the first floor, and the third floor features vinyl flooring along with its own full bath, making it ideal for guests, extended family, or a private living space. The fully finished, above-grade walk-up basement provides incredible flexibility with large egress windows that fill the space with natural light and offer the potential for additional bedrooms, a recreation room, home office, gym, or separate living quarters. Recent improvements include a newer furnace and central air conditioning system, some replacement windows, new interior one-panel doors, and insulated garage doors. Additional features include public water, public sewer, and an attached two-car garage. One of the home's standout features is the solar panel system, helping to significantly reduce electricity costs and provide valuable long-term savings as utility rates continue to rise. Combining over 4,342 square feet of living space, thoughtful updates, generous room sizes, and endless possibilities for multigenerational living, this exceptional home is a rare opportunity that offers both comfort and outstanding value. ESTATE SALE! House is virtually staged and remastered with AI, actual pictures may vary, used for digital and visual purposes only!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
Wayside Elementary SchoolGrades PK-40.7 mi
5/10
6/10
Ocean Twp High SchoolGrades 9-122.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 559
  • Dimensions: 43 x 13

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Heated,Walk-Out Access

Bedroom

  • Area: 110
  • Dimensions: 11 x 10

Bedroom

  • Area: 110
  • Dimensions: 10 x 11

Bedroom

  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Area: 209
  • Dimensions: 19 x 11

Bedroom

  • Area: 238
  • Dimensions: 17 x 14

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 165
  • Dimensions: 15 x 11

Family Room

  • Area: 240
  • Dimensions: 20 x 12

Features

  • Recessed Lighting
  • Flooring: Ceramic Tile,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Foyer

  • Area: 56
  • Dimensions: 8 x 7

Garage

  • Area: 380
  • Dimensions: 20 x 19

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 4,342
  • Total interior livable area: 4,342 sqft

Kitchen

  • Area: 255
  • Dimensions: 17 x 15

Laundry

  • Area: 45
  • Dimensions: 9 x 5

Living Room

  • Area: 247
  • Dimensions: 19 x 13

Other

  • Area: 192
  • Dimensions: 16 x 12

Other

  • Area: 64
  • Dimensions: 8 x 8

Other

  • Area: 50
  • Dimensions: 10 x 5

Property

Details

  • Parcel number: 3700162000000005
  • Zoning description: Residential

Features

  • Levels: Split Level
  • Stories: 3
  • Exterior features: Lighting
  • Fencing: Fenced Area

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 104 x 156

Parking

  • Total spaces: 2
  • Parking features: Double Wide Drive,Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$297$3,564
Property Taxes $1,138$13,656
Electricity $478$5,743
Total$6,969$83,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,937/yr
40% on housing$209,070/yr
45% on housing$185,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 07712$446
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07712$410
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$999,999
2020-10-22Sold$525,000
2020-07-30Pending sale$559,900
2019-11-12Price change$559,900
2019-09-07Price change$595,000
2019-04-17Listed for sale$650,000

For Sale by Agent

AgentGeorge Pavlushkin
BrokerageRE/MAX Central

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