40 1st Street, Rumson, NJ, 07760
About This Home
Welcome home to Rumson. Just blocks from parks, the river, restaurants and top schools, this charming Colonial is full of original cottage character. Built with true craftsmanship, it offers cozy rooms, rich period details and warmth, new construction can't replicate. Relax on the covered front porch. The bright eat-in kitchen features a breakfast island, ample storage and sliding doors to a private garden bursting with flowers. A full bath and bonus room off of the kitchen with built-ins can be a butler's pantry or office. The dining and living rooms showcase wainscoting and decorative moldings. Three bedrooms and a full bath complete the second floor. A detached garage and basement with laundry round out the package. Own this corner on a tree-lined street-a true neighborhood.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1932
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Recessed Lighting
- Flooring: Vinyl,Concrete,Tile,Wood
- Attic: Attic
Heating & Cooling
- Heating features: Natural Gas,Electric,Hot Water,Baseboard
- Cooling features: Multi Units
Interior Area
- Total structure area: 1,274
- Total interior livable area: 1,274 sqft
Property
Details
- Parcel number: 4100026000000012
- Zoning description: Residential, Single Family
- Exclusions: Personal property
Features
- Stories: 2
- Topography of land: Level
Lot
- Lot size: 3,920 sqft
- Features: Corner Lot
- Lot size dimensions: 40 x 100
Parking
- Total spaces: 1
- Parking features: Gravel,Double Wide Drive,Driveway,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,048 | $60,576 |
| Home Insurance * | $319 | $3,828 |
| Property Taxes | $900 | $10,800 |
| Electricity | $193 | $2,318 |
| Total | $6,460 | $77,520 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $998,500 |
| 2026-07-30 | Listed for sale | $998,500 |
| 2023-07-11 | Listing removed | -- |
| 2023-05-22 | Listed for sale | $875,000 |
| 2022-12-11 | Listing removed | -- |
| 2022-11-02 | Price change | $825,500 |
| 2022-08-26 | Listed for sale | $849,950 |
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