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8 Ridge Road, Rumson, NJ, 07760

6beds
8baths
7,925sqft
$4,950,000
$625price/sqft
$31,952/moest. monthly cost
$1,278,080/yrincome needed

About This Home

Stunning custom home in Rumson's coveted estate section, conveniently located near top rate schools, beaches, and downtown. A welcoming wraparound porch opens to a spacious, open floor plan with a new a newly renovated gourmet kitchen featuring handcrafted cabinetry, marble countertops, double ovens, double dishwashers, two subzero refrigerators, radiant floors, Miele built in coffee bar, built-in pop-up TV, and floor-to-ceiling wine fridge. Family room offers custom built-ins, coffered ceilings, hardwood floors, and gas fireplace. First-floor office includes mahogany molding and fireplace. Second floor features a master suite with two walk-in closets, claw-foot tub, double sinks, steam shower in main bath, laundry, and movie room with wet bar. Third floor includes two additional bedrooms, one with an en suite bath. Additional highlights include; multiple fireplaces throughout the home, central music and vacuum systems. Recently added is a Wellness center with hot tub, sauna, wet bar, radiant floor, steam shower, & refrigerator. Exterior upgrades include new roof, cedar-impression siding, copper gutters, stone driveway, and selected new windows.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
10/10

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Shore Colonial,Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 1st Flr,Center Hall,Dec Molding,Wet Bar,Eat-in Kitchen
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,3+ Zoned Heat
  • Cooling features: Central Air,3+ Zoned AC

Interior Area

  • Total structure area: 7,925
  • Total interior livable area: 7,925 sqft

Property

Details

  • Parcel number: 4100070000000003
  • Zoning description: Residential, Single Family

Features

  • Stories: 3
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub
  • Topography of land: Level

Lot

  • Lot size: 1.82 Acres

Parking

  • Total spaces: 2
  • Parking features: Paver Block,Driveway,Stamped,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,029$300,348
Home Insurance *$1,584$19,008
Property Taxes $4,466$53,592
Electricity $873$10,483
Total$31,952$383,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,095,497/yr
40% on housing$958,560/yr
45% on housing$852,053/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 07760$704
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07760$677
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$4,950,000
2026-07-25Listed for sale$4,950,000
2021-12-08Sold$3,100,000
2021-11-07Pending sale$2,999,999
2021-10-09Contingent$2,999,999
2021-10-06Listed for sale$2,999,999
2021-09-28Pending sale$2,999,999
2021-09-24Contingent$2,999,999
2021-09-02Listed for sale$2,999,999
2004-04-20Sold$1,300,000
1997-07-23Sold$602,000
AgentSteven Porzio
BrokerageColdwell Banker Realty

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