8 Black Point Horseshoe Street, Rumson, NJ, 07760
About This Home
Welcome to one of Rumson's most coveted neighborhoods. Set on a private 1.38-acre lot-this residence is defined by craftsmanship and refined living. This meticulously built home blends timeless detail with modern luxury. Featuring 5+ bedrooms, 4 full and 2 half baths, 23 zones of radiant heat, imported stone and a thoughtful layout for both grand entertaining and everyday comfort. Light filled interiors lead to a chef's kitchen appointed with a 48'' Viking range, Sub zero refrigeration, multiple ovens, two dishwashers and a spacious breakfast area with panoramic views. The kitchen flows to a grand family room with 14' vaulted ceilings and French doors opening to the beautifully landscaped grounds. The main level also includes an elegant formal dining room, office and flexible living spaces defined by exceptional millwork and custom detailing. The primary suite is a private retreat with vaulted ceilings, a gas fireplace, sitting area, dual walk-in closets and a spa inspired bath. Four additional generously sized bedrooms feature custom closets and renovated bathrooms. The finished lower level provides versatile space for media, gym, guest or cabana use, plus a full bar, abundant storage and direct access to the oversized 3-car garage. Outdoor living is resort-style with a heated saltwater pool and spa, fully equipped outdoor kitchen and dining area with retractable awning, pergola lounge and regulation size pickleball court--all set within lush, private landscaping. Minutes from beaches, dining and top schools, with easy NYC access via NJ Transit or SeaStreak ferry, this home offers an ideal blend of coastal setting and everyday accessibility.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Construction materials: Stone,Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Custom,Shore Colonial
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Ceilings - High,Finished,Full,Heated
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Dec Molding,Eat-in Kitchen,Recessed Lighting
- Window features: Thermal Window
- Flooring: Marble,Wood,Other
- Number of fireplaces: 3
- Fireplace: Yes
- Attic: Attic,Walk-up
Heating & Cooling
- Heating features: Natural Gas,Electric,See Remarks,Radiant,Hot Water,3+ Zoned Heat
- Cooling features: Multi Units,Central Air,3+ Zoned AC
Interior Area
- Total structure area: 6,853
- Total interior livable area: 6,853 sqft
Property
Details
- Parcel number: 4100078000000002
- Zoning description: Residential, Single Family
- Exclusions: TBD / Personal Property
Features
- Stories: 4
- Private pool: Yes
- Pool features: Concrete,Fenced,Heated,In Ground,Pool Equipment,Salt Water,Pool/Spa Combo
- Exterior features: Swimming,Other,Lighting
- Has spa: Yes
- Spa features: Outdoor Hot Tub
- Topography of land: Level
Lot
- Lot size: 1.38 Acres
- Features: Oversized
Parking
- Total spaces: 3
- Parking features: Circular Driveway,Paved,Paver Block,Asphalt,Double Wide Drive,Driveway,Off Street,Oversized
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $27,280 | $327,360 |
| Home Insurance * | $1,726 | $20,712 |
| Property Taxes | $4,867 | $58,404 |
| Electricity | $755 | $9,065 |
| Total | $34,628 | $415,536 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $5,395,000 |
| 2026-05-01 | Listing removed | $5,595,000 |
| 2025-08-26 | Listed for sale | $5,595,000 |
| 1997-11-19 | Sold | $585,000 |
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