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2121 4th Avenue, Spring Lake, NJ, 07762

5beds
6baths
4,256sqft
$5,699,000
$1,339price/sqft
$32,354/moest. monthly cost
$1,294,160/yrincome needed

About This Home

Welcome to summer in Spring Lake. Ready mid June, this new construction home offers effortless coastal luxury. Located just four blocks from the beach, this 5BR, 5.5BA residence w/ 1st floor ensuite bedroom is designed for low-maintenance living, featuring durable cedar shake siding, Azek trim, & a whole-house generator. Inside, enjoy an open layout with 9' ceilings, wide-plank white oak floors, & a chef's kitchen with custom cabinetry, quartz counters, & Sub-Zero/Wolf appliances. The great room with fireplace flows to a covered bluestone porch for seamless indoor-outdoor living. A finished basement, en-suite bedrooms, & a spa-like primary suite complete this turnkey summer retreat at the Jersey Shore.Designed by Paul Grabowski & built by Osprey-Martin .

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Timberline

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Shore Colonial,Mother/Daughter
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Finished,Heated

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 1st Flr,Dec Molding,Recessed Lighting
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,3+ Zoned Heat
  • Cooling features: 2 Zoned AC,3+ Zoned AC

Interior Area

  • Total structure area: 4,256
  • Total interior livable area: 4,256 sqft

Property

Details

  • Parcel number: 4700128000000005
  • Zoning description: Residential, Single Family

Features

  • Stories: 2

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Heat Wave
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $28,817$345,804
Home Insurance *$786$9,432
Property Taxes $2,282$27,384
Electricity $469$5,629
Total$32,354$388,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,109,280/yr
40% on housing$970,620/yr
45% on housing$862,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,339This listing

vs Other Active Listings

Avg $/sqft

ZIP 07762$857
Monmouth County$424

vs Homes Sold Last Month

Median $/sqft

ZIP 07762$1,303
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$5,699,000
2025-05-05Sold$2,010,000
2025-03-29Pending sale$1,925,000
2025-03-13Listed for sale$1,925,000
2021-10-15Sold$1,575,000
2021-08-30Pending sale$1,575,000
2021-08-02Listed for sale$1,575,000

New Construction

AgentLisa Finan
BrokerageKeller Williams Realty Spring Lake

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