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902 10th St, Union Beach, NJ, 07735

4beds
2baths
2,238sqft
$1,189,500
$532price/sqft
$8,699/moest. monthly cost
$347,960/yrincome needed

About This Home

Spring is ​HERE and this home is sure to IMPRESS. This beautiful home with Amazing Curb Appeal has the ability to provide for separate living quarters as there are two outside entrances, or it could provide for extra space to entertain! All four bedrooms are large in size. The two inside kitchens do not miss any detail with top notch appliances and great cabinetry and countertops, flooring, and lighting! And YES there is an outside grilling station, with sink and refrigerator as well! A perfect dining room to keep the mood elegant, and a living room that is sure to impress your guests. Lots and lots of natural lighting. This home also comes furnished if the buyer wishes! Outside is one to dream of. Gigantic ​inground pool with newer liner, newer upgraded cover, 10 person hot tub, OUTSIDE Kitchen, garden, meticulously cared for garden and landscaping and entertainment space for lots and lots of people with overhead awnings. There is just way too much to list. Schedule your showing today!!!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10

Construction

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,See Remarks,Range,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Dining Combo

Features

  • Blinds,Entrance Foyer,Kitchen,4 Bedrooms,Kitchen Second,Laundry Room,Living Room,Bath Full,Bath Main,Den,Dining Room,None
  • Window features: Screen/Storm Window,Blinds
  • Flooring: Carpet,Ceramic Tile,See Remarks,Wood

Heating & Cooling

  • Heating features: Baseboard,Radiant,See Remarks
  • Cooling features: Ceiling Fan(s),Zoned,Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Features: 2nd Kitchen, Granite/Corian Countertops

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 5000079000000005
  • Zoning: R-8

Features

  • Levels: See Remarks
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Porch,Deck,Patio
  • Exterior features: Barbecue,Lawn Sprinklers,Open Porch(es),Curbs,Outbuilding(s),Deck,Patio,Screen/Storm Window,Sidewalk,Fencing/Wall,Storage Shed,Yard
  • Spa features: Community
  • Fencing: Fencing/Wall

Lot

  • Lot size: 0.90 Acres
  • Features: See Remarks
  • Lot size dimensions: 149.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: 2 Car Width,Garage,See Remarks,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,014$72,168
Home Insurance *$439$5,268
Property Taxes $2,000$24,000
Electricity $246$2,960
Total$8,699$104,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$298,251/yr
40% on housing$260,970/yr
45% on housing$231,973/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$268
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,250,000
2026-03-22Price change$1,390,000
2026-02-19Price change$1,425,000
2026-02-12Price change$1,250,000
2025-11-03Price change$1,450,000
2025-09-30Listed for sale$1,500,000
2000-08-04Sold$172,500
1995-03-15Sold$42,000

For Sale by Agent

AgentMICHAEL MCDONALD
BrokerageKELLER WILLIAMS ELITE REALTORS

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