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1246 Florence Ave, Union Beach, NJ, 07735

3beds
2baths
1,417sqft
$485,000
$342price/sqft
$3,639/moest. monthly cost
$145,560/yrincome needed

About This Home

Renovated and updates in 2010, New everything, including Electrical, Plumbing, New Kitchen, baths. The home features a Large lot, New slider, new storm windows (hurricane windows), 3 sheds, above ground pool, fenced yard with an amazing flower garden! Close to the park and the water. Close to major transportation.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Refrigerator,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Stall Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Dining Combo

Features

  • Firealarm,Vaulted Ceiling(s),Kitchen,Laundry Room,Living Room,Bath Main,Other Room(s),Dining Room,3 Bedrooms,Bath Full,None,Den/Study
  • Window features: Screen/Storm Window,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Laminate,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,417
  • Total interior livable area: 1,417 sqft

Kitchen

  • Features: Country Kitchen, Eat-in Kitchen

Property

Details

  • Parcel number: 5000082000000002
  • Zoning: R-8

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Porch,Deck
  • Exterior features: Open Porch(es),Deck,Door(s)-Storm/Screen,Screen/Storm Window,Fencing/Wall,Storage Shed,Yard,Insulated Pane Windows
  • Fencing: Fencing/Wall

Lot

  • Lot size: 5,000 sqft
  • Features: See Remarks
  • Lot size dimensions: 100.00 x 0.00

Parking

  • Parking features: 2 Car Width,3 Cars Deep,Asphalt,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$179$2,148
Property Taxes $815$9,780
Electricity $193$2,318
Total$3,639$43,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,765/yr
40% on housing$109,170/yr
45% on housing$97,040/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$273
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$519,000
2025-10-12Listed for sale$540,000
2010-09-23Sold$238,000
2004-09-21Sold$154,000
1998-09-30Sold$85,000

For Sale by Agent

AgentANTHONY J. JONES
BrokerageRE/MAX FIRST REALTY, INC.

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