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109 Poole Avenue, Union Beach, NJ, 07735

2beds
2baths
1,152sqft
$380,000
$330price/sqft
$2,893/moest. monthly cost
$115,720/yrincome needed

About This Home

Move in and enjoy the summer in this adorable, cottage style home with a great layout. Kitchen features a newer backsplash, and the home has been freshly painted with a newer roof for peace of mind. Upstairs you'll find a spacious primary bedroom with a large balcony, a versatile loft area and the convenience of a two-car driveway.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Spiral Stairs
  • Flooring: Vinyl,Ceramic Tile

Heating & Cooling

  • Heating features: Hot Water,Baseboard
  • Cooling features: Other

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 500008200000000901
  • Zoning description: Residential

Features

  • Stories: 2
  • Exterior features: Balcony
  • Topography of land: Level

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 26 x 58

Parking

  • Parking features: Concrete,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$140$1,680
Property Taxes $639$7,668
Electricity $193$2,318
Total$2,893$34,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,188/yr
40% on housing$86,790/yr
45% on housing$77,146/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$274
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$410,000
2026-02-11Price change$429,900
2026-01-29Listed for sale$399,900
2021-04-28Sold$250,000
2021-03-22Pending sale$249,900
2021-01-22Listed for sale$249,900
2017-04-14Sold$165,000
2017-02-15Pending sale$179,900
2017-01-27Listed for sale$179,900
2005-01-31Sold$165,000

For Sale by Agent

AgentAngela Dorsi
BrokerageImperial Realty Properties

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