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643 Aumack Avenue, Union Beach, NJ, 07735

4beds
3baths
3,154sqft
$1,075,000
$341price/sqft
$7,986/moest. monthly cost
$319,440/yrincome needed

About This Home

New Construction! Don't miss this exceptional opportunity to own a beautifully designed 3,154 sq. ft. home offering the perfect blend of space, comfort, and convenience. This impressive residence features 4 bedrooms, a dedicated home office, 3 full bathrooms, a functional mudroom, and an attached 2-car garage. Thoughtfully designed for today's lifestyle, this home provides generous living spaces ideal for everyday living, working from home, and entertaining. Ideally located with close proximity to area beaches, NJ Transit rail service, and ferry service to New York City, this home offers the best of coastal living with an easy commute.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceilings - 9Ft+ 1st Flr
  • Flooring: Wood
  • Attic: Attic,Pull Down Stairs

Heating & Cooling

  • Heating features: 2 Zoned Heat
  • Cooling features: 2 Zoned AC,3+ Zoned AC

Interior Area

  • Total structure area: 3,154
  • Total interior livable area: 3,154 sqft

Property

Details

  • Parcel number: 5000171000000014
  • Exclusions: New Construction

Features

  • Stories: 2

Lot

  • Lot size: 9,583 sqft
  • Features: Oversized
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$397$4,764
Property Taxes $1,807$21,684
Electricity $347$4,172
Total$7,986$95,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,805/yr
40% on housing$239,580/yr
45% on housing$212,960/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$272
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$1,075,000
2025-06-16Sold$245,000
2025-05-20Pending sale$275,000
2025-05-07Listed for sale$275,000
2025-02-19Sold$150,000

New Construction

AgentKelly Irving
BrokerageResources Real Estate

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