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92 Locust Avenue, West Long Branch, NJ, 07764

3beds
2baths
1,637sqft
$879,900
$538price/sqft
$5,893/moest. monthly cost
$235,720/yrincome needed

About This Home

Welcome to this well-maintained 3-bedroom, 1.5 bath home in desirable West Long Branch. Set on a generous lot, this charming property offers comfortable living with a functional floor plan and timeless appeal. Beautiful parquet floors add warmth and character throughout much of the home. A cozy den provides flexible space for a family room, home office, or recreation area, while the enclosed porch is the perfect place to relax and enjoy views of the spacious backyard. The attached workroom is ideal for hobbies, projects, or additional storage, and the detached shed offers even more room for tools, etc. Excellent location close to shopping, dining, parks

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
8/10

Construction

Condition

  • Year built: 1954

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Area: 154
  • Dimensions: 14 x 11

Bedroom

  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,See Remarks,Other

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,637
  • Total interior livable area: 1,637 sqft

Property

Details

  • Parcel number: 5300082000000005
  • Zoning description: Residential, Single Family

Features

  • Stories: 1
  • Exterior features: Storage
  • Fencing: Fenced Area
  • Topography of land: Level

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 100 x 250

Parking

  • Parking features: Concrete,Double Wide Drive,Off Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$311$3,732
Property Taxes $940$11,280
Electricity $193$2,318
Total$5,893$70,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,045/yr
40% on housing$176,790/yr
45% on housing$157,146/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 07764$695
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07764$460
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$879,900
2026-07-13Listed for sale$879,900

For Sale by Agent

AgentIrene Manna
BrokerageBrokers 3 Realtors

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