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410 River Rd, Chatham, NJ, 07928

2beds
2baths
--sqft
$625,000
--price/sqft
$4,511/moest. monthly cost
$180,440/yrincome needed

About This Home

UNIQUE OPPORTUNITY TO GET INTO CHATHAM ON A 0.31 ACRE LOT! The home sits on a large lot providing ample room for expansion or the possibility of repositioning the home further back on the property. A charming front porch welcomes you inside, where you'll find a Formal Living Room, Eat-In Kitchen, Dining Room overlooking Patio/Backyard and Family Room. A large Deck extends from the Family Room, creating opportunities for indoor-outdoor living and future expansion. This level also includes a Bedroom, Full Bathroom & closet, making it appealing to those looking for a primary living space on the main level. Upstairs, you'll find 1 Bedrooms, a Bonus Space and a Full Bathroom featuring a soaking tub and vanity. The Lower Level provides Laundry facilities and additional storage space. Conveniently situated between Chatham & Summit train stations. Easy access to award-winning Chatham schools, with transportation available. Berkeley Heights & New Providence are also nearby, providing additional amenities. Selling strictly AS-IS. Come see the potential before it's gone!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

10/10
Southern Boulvard SchoolGrades K-31.2 mi
7/10
Chatham Middle SchoolGrades 6-82.4 mi
7/10
Chatham High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Water Heater (See Remarks)

Basement

  • Features: Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: First
  • Area: 120

Bedroom2

  • Level: Second
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 156

Family Room

  • Level: First
  • Area: 273

Heating & Cooling

  • Heating features: Radiators - Hot Water,Oil Tank Above Ground - Inside
  • Cooling features: Wall Unit(s),Window Unit(s)

Kitchen

  • Features: Eat-in Kitchen,Separate Dining Area
  • Level: First
  • Area: 130

Living Room

  • Level: First
  • Area: 272

Property

Details

  • Parcel number: 2305000620000000840000
  • Exclusions: See Addendum attached to Sellers Disclosure (last page of SD file).

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 0.318 AC

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$106$1,272
Property Taxes $1,052$12,624
Electricity $193$2,318
Total$4,511$54,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,662/yr
40% on housing$135,330/yr
45% on housing$120,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07928$786
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07928$635
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$625,000

For Sale by Agent

AgentScott Shuman
BrokerageKeller Williams Realty

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