138 Terrace Dr, Chatham, NJ, 07928
About This Home
Warm and sunny townhouse with spacious rooms, hardwood floors in main rooms, 2 full baths, living room with woodburning fireplace, deck with views, ample closets and storage space, direct entry 1 car garage. Sutton Woods Downes model has a family room/guest suit on the lower level with lots of storage space. Sutton Woods is an upscale, well-maintained community with reasonable maintenance fees and nice amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Washer,Gas Water Heater
- Laundry features: Level 2
Basement
- Features: 1 Bedroom, Storage Room
Basement
- Has basement: Yes
- Basement: Yes,Finished
Bedroom1
- Level: Second
- Area: 204
Bedroom2
- Level: Second
- Area: 192
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal Dining Room
- Level: Second
- Area: 132
Features
- Bedroom/Office
- Window features: Thermal Windows/Doors
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior
Heating & Cooling
- Heating features: 1 Unit,Forced Air,Natural Gas
- Cooling features: 1 Unit,Central Air
Interior Area
- Total structure area: 1,665
- Total interior livable area: 1,665 sqft
Kitchen
- Features: Breakfast Bar,Eat-in Kitchen
- Level: Second
- Area: 132
Living Room
- Level: Second
- Area: 375
Master Bathroom
- Features: Soaking Tub,Stall Shower
Property
Details
- Parcel number: 2305000640004000010013
- Attached to another structure: Yes
Features
- Levels: Multi Floor Unit
- Private pool: Yes
- Pool features: Outdoor Pool,Association
- Patio & porch: Open Porch(es)
- Exterior features: Tennis Court(s)
Lot
- Lot size: 0.44 Acres
- Lot size dimensions: 0.440 AC
Parking
- Total spaces: 1
- Parking features: 1 Car Width,Asphalt,Attached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $1,008 | $12,096 |
| Electricity | $193 | $2,318 |
| Total | $4,330 | $51,960 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $599,000 |
| 2026-07-16 | Listed for sale | $599,000 |
| 2015-09-15 | Sold | $469,000 |
| 2015-06-11 | Listed for sale | $469,000 |
| 2015-03-06 | Listing removed | $3,400 |
| 2014-10-20 | Listed for rent | $3,400 |
| 2014-07-23 | Listing removed | $3,400 |
| 2014-06-03 | Listed for rent | $3,400 |
| 2013-12-11 | Listing removed | $3,200 |
| 2013-11-24 | Price change | $3,200 |
| 2013-11-22 | Listed for rent | $3,400 |
| 2013-11-21 | Listing removed | $439,000 |
| 2013-09-03 | Listed for sale | $439,000 |
| 2013-07-24 | Listing removed | $439,000 |
| 2013-07-15 | Listed for sale | $439,000 |
| 2012-09-07 | Listing removed | $3,000 |
| 2012-08-02 | Listed for rent | $3,000 |
| 2010-10-24 | Listing removed | $3,000 |
| 2010-10-24 | Price change | $3,000 |
| 2010-10-15 | Price change | $3,250 |
| 2010-09-19 | Price change | $3,000 |
| 2010-07-24 | Price change | $3,250 |
| 2010-06-25 | Listed for rent | $3,500 |
| 2004-09-02 | Sold | $412,000 |
| 2003-04-01 | Sold | $349,000 |
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