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20 Cora Ln, Chester, NJ, 07930

3beds
3baths
1,494sqft
$699,000
$468price/sqft
$4,988/moest. monthly cost
$199,520/yrincome needed

About This Home

Rare opportunity to own a one-of-a-kind ranch set on a picturesque property in Chester, offering the perfect blend of comfortable living and exceptional space for hobbies, animals, etc. The main home features 3 bedrooms, 2.5 baths, an eat-in kitchen, spacious living room with a fireplace, primary ensuite, convenient first-floor laundry, and an oversized attached garage. The basement offers both finished and unfinished areas with multiple rooms, abundant storage, and a wood-burning stove. Step outside to a beautiful 2-tier deck overlooking the peaceful property. What truly sets this home apart is the incredible detached outbuilding. Previously used as a 6-dog kennel, this expansive structure also includes a large insulated addition offering garage/storage space for up to 6 vehicles, a half bath, separate septic system, cooling for the addition, and endless possibilities for car enthusiasts, contractors, hobbyists, or business use. Two oversized RV awnings provide even more covered storage. The grounds are equally impressive, featuring a fenced pasture that's perfect for horses or other animals, two driveways connected by a semicircle drive for easy access, and ample parking for guests and equipment. Additional highlights include a 2-stage water treatment system, whole-house generator, and both septic systems (home verified for 3 bedrooms) to be tested prior to closing. A truly unique property offering space, privacy, and flexibility that's hard to find.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Bragg Elementary SchoolGrades 3-53.1 mi
7/10
10/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,See Remarks,Wall Oven(s) - Electric,Water Softener Owned
  • Laundry features: Ground Level

Basement

  • Features: SeeRem

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Sump Pump

Bedroom1

  • Level: Ground

Bedroom2

  • Level: Ground

Bedroom3

  • Level: Ground

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Ground

Features

  • Bath Main,Bath(s) Other,Kitchen,Living Room
  • Flooring: Carpet,Stone,Tile,Vinyl-Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: 1 Unit,Central Air,See Remarks,Window Unit(s)

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Ground

Living Room

  • Level: Ground

Property

Details

  • Parcel number: 2307000290000000030000
  • Exclusions: Personal property

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1.97 Acres
  • Lot size dimensions: 1.9651 AC

Parking

  • Total spaces: 2
  • Parking features: Parking Lot-Exclusive,See Remarks,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$190$2,280
Property Taxes $1,071$12,852
Electricity $193$2,318
Total$4,988$59,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,017/yr
40% on housing$149,640/yr
45% on housing$133,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 07930$389
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07930$311
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$699,000
2026-07-23Listed for sale$699,000

For Sale by Agent

AgentJennifer B. Woods
BrokerageExp Realty, Llc

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