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1 Stearns Ter, Denville, NJ, 07834

4beds
3baths
3,356sqft
$1,049,900
$313price/sqft
$7,534/moest. monthly cost
$301,360/yrincome needed

About This Home

Great opportunity to land an amazing Colonial in one of Morris County's best towns - This Denville dream is the perfect size and has all the bells and whistles. A 4 bedroom 3 full bath base base plus office, great room, 2/story family room and more. The large kitchen open layout offer desk area, eating area, and view of fireplace plus slider to private deck. In addition lower level offers a nice size storage area, finished rec room and 3 car garage under. A must see home at this price point!!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
7/10
Valleyview Middle SchoolGrades 6-85.0 mi
6/10
Morris Knolls High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Laundry Room,Level 1

Basement

  • Features: Rec Room, Storage Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full,Walk-Out Access

Bedroom1

  • Level: Second
  • Area: 299

Bedroom2

  • Level: Second
  • Area: 150

Bedroom3

  • Level: Second
  • Area: 143

Bedroom4

  • Level: Second
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 204

Family Room

  • Level: First
  • Area: 361

Features

  • Great Room,Rec Room,Storage Room
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 3,356
  • Total interior livable area: 3,356 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen
  • Level: First
  • Area: 322

Living Room

  • Level: First
  • Area: 247

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2308105010000000090000
  • Zoning description: Res

Features

  • Patio & porch: Deck
  • Exterior features: Underground Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 2.16 Acres
  • Features: Open Lot
  • Lot size dimensions: 2.160 AC

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Attached Garage,Garage Door Opener,Underground
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,308$63,696
Home Insurance *$248$2,976
Property Taxes $1,609$19,308
Electricity $369$4,439
Total$7,534$90,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,308/yr
40% on housing$226,020/yr
45% on housing$200,906/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 07834$343
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07834$374
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$1,049,900
2001-03-29Sold$495,000

For Sale by Agent

AgentAnthony Frederico
BrokerageColdwell Banker Realty

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