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81 Franklin Road, Denville, NJ, 07834

3beds
1baths
1,152sqft
$530,000
$460price/sqft
$3,809/moest. monthly cost
$152,360/yrincome needed

About This Home

As-Is Sale. 3 Beds 1 Bath Cape. Buyer is responsible to obtain CO from the town.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
7/10
Valleyview Middle SchoolGrades 6-81.7 mi
6/10
Morris Knolls High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1949

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 0841113000000198
  • Exclusions: Sellers Personal Belongings

Features

  • Stories: 1

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 60 x 130

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$125$1,500
Property Taxes $812$9,744
Electricity $193$2,318
Total$3,809$45,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,594/yr
40% on housing$114,270/yr
45% on housing$101,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 07834$343
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07834$374
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$530,000
2004-07-30Sold$300,500

For Sale by Agent

AgentRachel Mermelstein
BrokerageHomeSmart First Advantage

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