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13 James St, Dover, NJ, 07801

3beds
2baths
--sqft
$434,900
--price/sqft
$3,168/moest. monthly cost
$126,720/yrincome needed

About This Home

Beautifully maintained end-unit townhouse in Dover offering three bedrooms and two full bathrooms. The home features an open-concept layout with hardwood flooring throughout and an updated kitchen. The primary bedroom with a full bath is conveniently located on the first level. Additional highlights include a fenced yard and a private driveway with parking for one car. A great opportunity for comfortable and functional living.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
6/10
Dover Middle SchoolGrades 7-80.8 mi
2/10
Dover High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Gas,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Walk-Out Access

Bedroom1

  • Area: 154

Bedroom2

  • Area: 150

Bedroom3

  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Forced Air,Natural Gas
  • Cooling features: 1 Unit

Kitchen

  • Features: Not Eat-In Kitchen

Living Room

  • Area: 384

Property

Details

  • Parcel number: 2309007100000000030000
  • Exclusions: Personal items

Features

  • Patio & porch: Patio

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 33 x 100

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$110$1,320
Property Taxes $666$7,992
Electricity $193$2,318
Total$3,168$38,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,617/yr
40% on housing$95,040/yr
45% on housing$84,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07801$282
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07801$339
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$429,900
2026-03-02Pending sale$429,900
2026-02-14Listed for sale$429,900
2024-03-21Sold$275,000
2005-03-02Sold$249,000
1998-05-04Sold$119,000

For Sale by Agent

AgentEliana Velez
BrokerageRealty Executives Exceptional

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