98 Sand Spring Rd, Morristown, NJ, 07960
About This Home
Situated in the heart of bucolic Harding Township horse country, this exceptional estate spans four level, usable acres offering space for privacy and recreation. A semi circular paver drive leads to the homes grand foyer, accented by a sweeping staircase. Designed with intentional and practical flow, the main floor features distinct formal living and dining spaces, a first floor study, eat in kitchen and vaulted family room alongside a substantial primary suite equipped with four walk-in closets and a sizable ensuite bath. The upper level provides four additional bedrooms arranged with Jack-and-Jill baths, as well as a dedicated walk-up staircase to a full-height attic. Below, a generous full-height basement provides versatile bonus living spaces. Complemented by a four-car garage, the property sits within 10 minutes of both Morristown and Madison train stations. Exceptional local access to the neighborhood library, public paths, tennis courts and Bayne park.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Roof: Asphalt Shingle
- Construction materials: Clapboard
Notable Dates
- Major remodel year: 2014
Type & Style
- Home type: SingleFamily
- Architectural style: Custom Home,Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Microwave,Refrigerator,Wall Oven(s) - Electric,Gas Water Heater
- Laundry features: Laundry Room
Basement
- Features: GameRoom,Office,RecRoom,Storage
Basement
- Has basement: Yes
- Basement: Yes,Bilco-Style Door,Finished,Partially Finished,Full
Bedroom1
- Level: First
- Area: 378
Bedroom2
- Level: Second
- Area: 216
Bedroom3
- Level: Second
- Area: 216
Bedroom4
- Level: Second
- Area: 216
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Dining Room
- Features: Formal Dining Room
- Level: First
- Area: 225
Family Room
- Level: First
- Area: 462
Features
- Office,Foyer,Bedroom
- Flooring: Carpet,Marble,Tile,Wood
- Number of fireplaces: 4
- Fireplace features: Bedroom 1,Dining Room,Family Room,Living Room,Master Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: 3 Units,Forced Air,Natural Gas
- Cooling features: 3 Units,Central Air
Kitchen
- Features: Kitchen Island,Eat-in Kitchen,Pantry
- Level: First
- Area: 255
Living Room
- Level: First
- Area: 234
Master Bathroom
- Features: Stall Shower
Property
Details
- Parcel number: 2313000230000000100001
- Zoning description: R-1
Features
- Patio & porch: Patio
- Has spa: Yes
- Spa features: Bath
Lot
- Lot size: 3.90 Acres
- Features: Level,Open Lot,Wooded
- Lot size dimensions: 3.90 AC
Parking
- Total spaces: 4
- Parking features: 1 Car Width,Additional Parking,Circular Driveway,Paver Block,Attached Garage,Garage Door Opener,Oversized
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,133 | $169,596 |
| Home Insurance * | $762 | $9,144 |
| Property Taxes | $2,805 | $33,660 |
| Electricity | $193 | $2,318 |
| Total | $17,893 | $214,716 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $2,795,000 |
| 2015-06-01 | Sold | $1,875,000 |
| 2015-02-27 | Listed for sale | $1,939,000 |
| 2013-11-03 | Listing removed | $2,195,000 |
| 2013-05-05 | Listed for sale | $2,195,000 |
| 2007-09-10 | Sold | $2,225,000 |
| 2004-01-23 | Sold | $2,150,000 |
| 2002-12-17 | Sold | $1,660,000 |
| 1996-10-08 | Sold | $460,000 |
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