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15 Kentucky Ave, Lake Hopatcong, NJ, 07849

2beds
1baths
--sqft
$350,000
--price/sqft
$2,606/moest. monthly cost
$104,240/yrincome needed

About This Home

Affordable, Adorable & Completely Renovated! Discover the perfect blend of comfort, style, and convenience in this beautifully renovated ranch offering easy one-level living with seasonal peekaboo views of Lake Hopatcong. Completely updated in 2023, this turnkey home welcomes you with a bright, open floor plan featuring soaring vaulted ceilings, skylights, and an abundance of natural light. The thoughtfully designed step-saving kitchen showcases crisp white cabinetry, stainless steel appliances, and an open flow into the living and dining areas ideal for everyday living and entertaining. Neutral finishes throughout create a fresh, modern feel that's ready for you to move right in. Outside, the manicured property offers exceptional versatility with a detached bonus outbuilding perfect for a home office, studio, workshop, hobby space, or additional storage. An adjoining side lot provides generous off-street parking, while a charming footbridge leads directly to protected wooded walking trails, creating a peaceful natural setting right outside your door. Conveniently located just minutes from shopping, restaurants, major commuting routes, and all the recreation Lake Hopatcong has to offer, this home combines affordability, low taxes, and modern updates in one exceptional package. Whether you're searching for your first home, a weekend retreat, or the perfect place to downsize, this is a rare opportunity to enjoy lake living at an exceptional value!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
4/10
Jefferson Twp High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Self Cleaning Oven,Washer,Water Heater From Furnace
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Laundry Room, Storage Room, Utility Room, Walkout, Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Features

  • Other Room(s)
  • Window features: Thermal Windows/Doors
  • Flooring: Tile,Vinyl-Linoleum

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Oil Tank Above Ground - Outside
  • Cooling features: Ductless Split AC

Kitchen

  • Features: Galley Type,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2314000760000000100000
  • Zoning description: Res

Features

  • Patio & porch: Open Porch(es),Patio
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View

Lot

  • Lot size: 10,018 sqft
  • Features: Level,Wooded
  • Lot size dimensions: 0.230 AC

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Asphalt
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$108$1,296
Property Taxes $536$6,432
Electricity $193$2,318
Total$2,606$31,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,348/yr
40% on housing$78,180/yr
45% on housing$69,493/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07849$312
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07849$311
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$334,900
2026-08-17Price change$334,900
2026-07-18Price change$350,000
2026-07-02Listed for sale$375,000
2023-07-25Sold$155,000
2023-06-27Pending sale$105,000
2023-06-15Listed for sale$105,000
2022-01-22Listing removed--
2021-07-15Price change$140,000
2021-01-19Price change$145,000
2020-07-20Listed for sale$150,000
1995-08-01Sold$87,000

For Sale by Agent

AgentKathleen Courter
BrokerageRe/Max House Values

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