109 Castle Rock Rd, Lake Hopatcong, NJ, 07849
About This Home
Experience the lake lifestyle without the lakefront price! Beautifully renovated with today's most sought-after designer finishes, this exceptional home feels like a year-round vacation retreat. Just steps from New Jersey's largest recreational lake, enjoy seasonal lake views, optional membership to a private beach club, and protected woodland hiking trails directly across the street. The thoughtfully designed floor plan offers the convenience of a first-floor primary suite featuring a spacious walk-in closet and private full bath. The sun-filled living room flows effortlessly into the dining area and stunning white kitchen appointed with quartz countertops, abundant cabinetry, recessed lighting, and luxury vinyl flooring that continues throughout both levels. Upstairs you'll find three additional bedrooms, a versatile den perfect for a home office or playroom, a beautifully updated full bath, and convenient second-floor laundry. Fresh neutral d cor, quality craftsmanship, and stylish finishes make this home truly move-in ready. Step outside to a deck overlooking the backyard, creating the perfect setting for entertaining, relaxing, or enjoying warm summer evenings after a day on the lake. Located just minutes from waterfront restaurants, marinas, shopping, golf, hiking and biking trails, and NJ Transit with convenient access to NYC. This turnkey home offers an unbeatable combination of luxury, recreation, and value in one of Lake Hopatcong's most desirable locations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Washer
- Laundry features: Laundry Room,Level 2
Basement
- Features: Storage Room, Utility Room, Walkout, Workshop
Basement
- Has basement: Yes
- Basement: Yes,Unfinished,Walk-Out Access
Bedroom1
- Level: First
- Area: 190
Bedroom2
- Level: Second
- Area: 176
Bedroom3
- Level: Second
- Area: 130
Bedroom4
- Level: Second
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Dining L
- Level: First
- Area: 117
Features
- Storage Room
- Window features: Blinds,Drapes
- Flooring: Tile,Vinyl-Linoleum
Heating & Cooling
- Heating features: 1 Unit,Forced Air,Zoned,Natural Gas
- Cooling features: 1 Unit,Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total structure area: 1,650
- Total interior livable area: 1,650 sqft
Kitchen
- Features: Breakfast Bar,Separate Dining Area
- Level: First
- Area: 168
Living Room
- Level: First
- Area: 182
Master Bathroom
- Features: Stall Shower
Property
Details
- Parcel number: 2314001720000000020000
- Zoning description: Residential
Features
- Patio & porch: Deck,Open Porch(es)
- Has view: Yes
- View description: Lake/Water View
- Has water view: Yes
- Water view: Lake/Water View
Lot
- Lot size: 3,484 sqft
- Features: Level
- Lot size dimensions: 0.080 AC
Parking
- Total spaces: 4
- Parking features: Asphalt
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,159 | $37,908 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $958 | $11,496 |
| Electricity | $193 | $2,318 |
| Total | $4,503 | $54,036 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $624,900 |
| 2026-07-02 | Listed for sale | $649,900 |
| 2021-12-16 | Sold | $240,000 |
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