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18 W Shawnee Trl, Wharton, NJ, 07885

3beds
2baths
1,317sqft
$645,000
$490price/sqft
$4,641/moest. monthly cost
$185,640/yrincome needed

About This Home

Charming Craftsman Expanded Ranch with Lake Views & Turn-Key Living! Beautifully renovated in 2020, this stylish home offers the perfect blend of character and modern upgrades. Enjoy convenient one-level living with an expansive living and dining area featuring a cozy gas fireplace, all open to a stunning white kitchen with quartz countertops, stainless steel appliances, and luxury vinyl flooring throughout. The primary suite is a private retreat with lake views, walk-in closet, fan/light combo, and a beautifully finished bath with glass-enclosed tiled shower, plus direct access to the outdoor walkway. A 2nd level provides two spacious bedrooms with double closets and ceiling fan/light fixtures, along with a full bath featuring a glass-enclosed tub/shower and ample storage including linen and utility closets. Major updates include new heating system, septic, natural gas, central air, roof, sidewalks, and garage with insulated doors and electronic entry truly move-in ready. Step outside to a level manicured lawn leading to your waterfront beach perfect for swimming, sailing, kayaking, and paddleboarding, fishing right from your backyard. Located in the sought after Lake Shawnee community, enjoy clubhouse, multiple beaches, playgrounds, and year round events. Surrounded by nature with nearby hiking and biking trails, just minutes to restaurants, shopping, major routes, and only 20 minutes to a premier ski and golf resort. Experience four seasons of lake living at its finest!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
4/10
Jefferson Twp High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Expanded Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space

Bedroom1

  • Level: First
  • Area: 176

Bedroom2

  • Level: Second
  • Area: 143

Bedroom3

  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining L
  • Level: First
  • Area: 110

Features

  • See Remarks,Storage Room,In-Law Floorplan
  • Window features: Blinds
  • Flooring: Vinyl-Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,317
  • Total interior livable area: 1,317 sqft

Kitchen

  • Features: Breakfast Bar,Separate Dining Area
  • Level: First
  • Area: 90

Living Room

  • Level: First
  • Area: 285

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2314002780000000030000
  • Zoning description: Residential

Features

  • Exterior features: Sidewalk
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 0.172 AC

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Additional Parking,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$198$2,376
Property Taxes $989$11,868
Electricity $193$2,318
Total$4,641$55,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,120/yr
40% on housing$139,230/yr
45% on housing$123,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 07885$289
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07885$326
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$650,000
2019-05-01Sold$230,000
2019-02-08Listed for sale$299,900

For Sale by Agent

AgentKathleen Courter
BrokerageRe/Max House Values

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