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738 Ridge Rd, Kinnelon, NJ, 07405

4beds
4baths
5,500sqft
$1,299,900
$236price/sqft
$9,554/moest. monthly cost
$382,160/yrincome needed

About This Home

Amazing mountain & sunset views from this sprawling custom built home nestled & backed to protected land in gated community of Smoke Rise. 1st floor suite. Wood floors, crown moldings, two wood-burning fireplaces, built-ins, wet-bar, Anderson windows, retractable awnings, Palladian, picture, garden and transom windows throughout, recessed lighting, cedar closets, built-in speaker system. Over-sized two car garage. Roof 2021. Buderus high-efficiency multi-zone boiler. 2 central units 2019, providing multi-zone cooling. Hot water heater 2023.First level is complete with first floor suite and leisure room, perfect for private living space & guests, formal living open to formal dining room-seamless entertaining, large eat-in kitchen open to family room, additional full bath, laundry/mud room area with garage entrance, and back stair-case to primary suite with bonus room. Spacious eat-in kitchen with large center island, separate eating area, sliders to deck, stainless steel appliances Second level features palatial primary suite with luxury bath, sitting area, office, vaulted ceiling, two cedar walk-in closets & double door access to private living area. Two additional bedrooms & full bath complete the second level. Enjoy everything that Smoke Rise has to offer with 24 hour security, beach, lake, fishing, Boating, clubs, tennis, sports courts/fields, restaurant and more. Continued top-rated school system. Convenient access to major highways, NJ Transit, parks and shopping.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Kiel Elementary SchoolGrades PK-22.6 mi
7/10
9/10
Kinnelon High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1996

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Central Vacuum,Electric Cooktop,Dryer,Microwave,Refrigerator,Wall Oven(s) - Electric,Washer,Wine Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Central Vacuum,Leisure Room,Foyer,Utility Room,In-Law Floorplan
  • Window features: Thermal Windows/Doors,Blinds,Drapes,Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Zoned,Oil Tank Above Ground - Inside
  • Cooling features: 2 Units,Central Air,Zoned

Interior Area

  • Total structure area: 5,500
  • Total interior livable area: 5,500 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Eat-in Kitchen,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2315120030000001030000
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Exterior features: Underground Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.63 Acres
  • Features: Wooded
  • Lot size dimensions: 1.63 AC

Parking

  • Total spaces: 8
  • Parking features: Asphalt,Additional 1/2 Car Garage,Built-In Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$382$4,584
Property Taxes $1,993$23,916
Electricity $606$7,275
Total$9,554$114,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$327,565/yr
40% on housing$286,620/yr
45% on housing$254,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 07405$368
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07405$316
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,299,900
2025-12-19Listing removed$1,250,000
2025-10-30Listed for sale$1,250,000
2006-08-08Sold$1,100,000
2003-08-08Sold$870,000

For Sale by Agent

AgentDanielle Fiorina
BrokerageC-21 Crest Real Estate, Inc.

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