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737 Ridge Rd, Kinnelon, NJ, 07405

4beds
4baths
--sqft
$900,000
--price/sqft
$6,388/moest. monthly cost
$255,520/yrincome needed

About This Home

Enjoy breathtaking mountain and sunset views from the wraparound deck of this spacious custom-built Colonial located in the beautiful gated community of Smoke Rise. This home offers an open and inviting floor plan filled with natural light, skylights, and large sliding doors throughout.Features include hardwood floors, two wood-burning fireplaces, built-ins, and an updated kitchen and bathrooms. The large eat-in kitchen offers a center island, with abundant cabinetry, separate dining area, stainless steel appliances, and sliders to the deck - perfect for entertaining. The first level includes a private ensuite bedroom with a contemporary chic master bathroom, including a glass tub, along with a formal dining rooms and large living room - all leading to a wrapped around deck The second level features two additional bedrooms with cathedral ceilings, generous closets, and an updated full bathroom. Additional highlights include a fully finished walkout basement with a wet bar, extra bedroom, a spare room and an oversized two-car garage, abundant storage, a large circular driveway with plenty of parking, and a newer central air system (2025) with multi-zone cooling.Residents enjoy all the amenities that Smoke Rise has to offer, including 24-hour security, lake access, beach, boating, fishing, tennis courts, sports fields, clubhouse, restaurant, and more. Conveniently located near major highways, NJ Transit, parks, shopping, and top-rated schools.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Kiel Elementary SchoolGrades PK-22.6 mi
7/10
9/10
Kinnelon High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Stucco

Notable Dates

  • Major remodel year: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Washer,Water Filter,Water Softener Rented,Electric Water Heater

Basement

  • Features: 1Bedroom,BathOthr,FamilyRm,GarEnter,Laundry,Storage,Utility,Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: Basement

Features

  • Bathroom
  • Window features: Skylight(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Baseboard - Hotwater,Gas-Propane Owned,Oil Tank Above Ground - Outside
  • Cooling features: 2 Units,Central Air

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Soaking Tub,Stall Shower

Property

Details

  • Parcel number: 2315119060000001380000
  • Horse amenities: Horse Facilities

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Tennis Court(s)
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 1.33 Acres
  • Features: Open Lot
  • Lot size dimensions: 1.33 AC

Parking

  • Total spaces: 10
  • Parking features: 1 Car Width,Attached Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$265$3,180
Property Taxes $1,380$16,560
Electricity $193$2,318
Total$6,388$76,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,017/yr
40% on housing$191,640/yr
45% on housing$170,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07405$360
Morris County$394

vs Homes Sold Last Month

Median $/sqft

ZIP 07405$316
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$1,188,888
2008-01-04Sold$675,000
2007-01-10Sold$584,000

For Sale by Agent

AgentKushtrim Morina
BrokerageWeichert Realtors

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