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85 Pine Brook Rd, Towaco, NJ, 07082

6beds
6baths
--sqft
$1,399,000
--price/sqft
$9,778/moest. monthly cost
$391,120/yrincome needed

About This Home

NEW CONSTRUCTION! Quality finishes and attention to detail throughout this stunning home set on over 1.5 acres with breathtaking mountain views. This impressive residence features 6 bedrooms, 6 bathrooms, and a full finished basement.Set back approximately 100 feet from the road, the home offers a spacious wooded backyard and excellent privacy in one of Montville Township's most sought-after communities.The first floor features a grand two-story entry foyer, family room with fireplace, formal living and dining rooms, a guest suite, and a second bedroom or study with a full bath. The beautiful two-tone kitchen offers a center island, walk-in pantry with bar, sliders to the backyard, and a stylish powder room.Upstairs is the luxurious primary suite with walk-in closet and full bath, plus three additional bedrooms, two full bathrooms, laundry room, and a large bonus room.The fully finished basement includes a half bath, mud room, and ample storage.Additional features include gleaming hardwood floors, extra insulation, oversized custom windows providing abundant natural light, and energy-efficient UV-protected glass.Taxes not yet assessed. Floor plan and square footage are approximate.Enjoy top-rated schools, great restaurants, and easy access to highways, buses, and trains to NYC. Just 5 minutes to the NYC bus and Towaco Train Station. East-facing home.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Montville High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: Powder Room, Rec Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second
  • Area: 182

Bedroom2

  • Level: Second
  • Area: 168

Bedroom3

  • Level: Second
  • Area: 169

Bedroom4

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 208

Features

  • Game Room,Bedroom
  • Flooring: Stone,Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Zoned,Natural Gas
  • Cooling features: 2 Units,Central Air,Zoned

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Separate Dining Area
  • Level: First
  • Area: 260

Living Room

  • Level: First
  • Area: 323

Property

Details

  • Parcel number: 2321000880000000550000

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.64 Acres
  • Features: Wooded
  • Lot size dimensions: 1.640 AC

Parking

  • Total spaces: 8
  • Parking features: Asphalt,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$366$4,392
Property Taxes $2,145$25,740
Electricity $193$2,318
Total$9,778$117,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,245/yr
40% on housing$293,340/yr
45% on housing$260,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07082$387
Morris County$394

vs Homes Sold Last Month

Median $/sqft

ZIP 07082$434
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,399,000
2026-04-06Listed for sale$1,459,000
2026-04-06Listing removed$1,459,000
2026-03-14Listed for sale$1,459,000
2026-02-09Listing removed$1,490,000
2025-10-17Listed for sale$1,490,000
2025-05-31Listing removed$1,380,000
2024-11-15Listed for sale$1,380,000
2024-08-29Listing removed--
2024-07-20Price change$499,000
2024-06-04Listed for sale$589,000
2024-02-05Sold$269,000
2024-02-02Price change$1,299,000
2024-02-01Listed for sale$1,299,999
2023-12-01Listing removed--
2023-09-08Price change$269,000
2023-05-26Listed for sale$320,000
2020-01-16Listing removed$285,000
2019-01-16Listed for sale$285,000
2018-10-03Listing removed$350,000
2018-03-21Price change$350,000
2017-10-02Listed for sale$379,000
2015-07-01Listing removed$374,900
2014-06-06Listed for sale$374,900
2003-12-29Sold$415,000

New Construction

AgentArmene Abbattista
BrokerageKeller Williams Prosperity Realty

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