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20 Alpine Rd, Towaco, NJ, 07082

2beds
2baths
688sqft
$460,000
$669price/sqft
$3,344/moest. monthly cost
$133,760/yrincome needed

About This Home

Come see 20 Alpine Rd, a recently updated residence featuring fresh interior paint and new flooring throughout the home. The kitchen is equipped with new appliances, all stainless steel, providing a modern culinary space. The exterior includes a useful storage shed and a fenced in backyard. This home presents modern updates and practical exterior features, making it truly move-in ready.. Included 100-Day Home Warranty with buyer activation

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10
Montville High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1929

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Baseboard - Electric,Natural Gas

Interior Area

  • Total structure area: 688
  • Total interior livable area: 688 sqft

Kitchen

  • Features: Not Eat-In Kitchen

Property

Details

  • Parcel number: 2321001110000000070000
  • Exclusions: Alarm and Kwikset lock do not convey.

Features

  • Patio & porch: Open Porch(es),Patio

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: .230 AC

Parking

  • Parking features: 2 Car Width

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$120$1,440
Property Taxes $705$8,460
Electricity $193$2,318
Total$3,344$40,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,651/yr
40% on housing$100,320/yr
45% on housing$89,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$669This listing

vs Other Active Listings

Avg $/sqft

ZIP 07082$432
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07082$434
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$460,000
2026-06-11Listing removed$460,000
2026-05-28Listed for sale$460,000
2026-04-29Sold$451,300
2026-04-07Pending sale$499,000
2026-03-09Price change$499,000
2026-01-26Listed for sale$550,000
2023-05-23Listing removed--
2021-05-24Listing removed--
2021-05-10Listed for rent$1,100
2021-04-28Sold$280,000
2021-02-04Price change$299,000
2021-01-17Price change$335,000
2021-01-05Price change$359,000
2020-12-18Price change$379,000
2020-11-21Listed for sale$399,000
2018-05-31Listing removed$1,400
2018-05-21Listed for rent$1,400
2017-06-06Listing removed$1,200
2017-06-05Sold$1,200
2017-05-21Listed for rent$1,200
2017-04-06Listed for sale$259,000
2012-07-08Listing removed$1,050
2012-06-06Sold$1,050
2012-05-07Price change$1,050
2012-03-14Listed for rent$1,100
2005-09-29Sold$250,000
2002-03-19Sold$120,000
2000-01-01Sold$975

For Sale by Agent

AgentMary Regina Toner
BrokerageOpendoor Brokerage Llc

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