See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

331 N Main St, Wharton, NJ, 07885

4beds
2baths
1,850sqft
$439,900
$238price/sqft
$3,236/moest. monthly cost
$129,440/yrincome needed

About This Home

Opportunity Awaits at 331 N Main St, Wharton! Bring your vision and unlock the potential in this spacious 4-bedroom, 2-bath home located in the heart of Wharton. Offering public water and sewer, this property provides a solid foundation for renovation and customization. In need of updating and repairs, this home is ideal for investors, contractors, flippers, or buyers looking to build equity. With generous living space and a convenient location near shopping, dining, schools, and major commuting routes, the possibilities are endless. Whether you're looking for your next renovation project or a chance to create your dream home, this property offers exceptional potential at an attractive value. Bring your ideas and make this one your own!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
7/10
Morris Hills High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Electric,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Flooring: Carpet,Tile,Wood

Heating

  • Heating features: 1 Unit,Baseboard - Hotwater,Oil Tank Above Ground - Inside

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2339002010000000010000

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 41 x 84 69 x 184TRI

Parking

  • Total spaces: 6
  • Parking features: 2 Car Width,Asphalt
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$135$1,620
Property Taxes $674$8,088
Electricity $203$2,447
Total$3,236$38,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,948/yr
40% on housing$97,080/yr
45% on housing$86,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 07885$297
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07885$326
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$439,900
2026-07-23Price change$439,900
2026-06-27Listed for sale$454,900
2020-04-29Listing removed$2,175
2020-04-03Listed for rent$2,175
2019-04-10Listing removed$2,175
2019-03-12Listed for rent$2,175
2017-02-09Listing removed$166,250
2016-07-01Price change$166,250
2016-05-28Price change$175,000
2016-05-20Listed for sale$194,750
2016-02-07Listing removed$295,000
2015-02-07Listed for sale$295,000
2015-01-04Listing removed$298,800
2014-08-05Listed for sale$298,800
1997-02-06Sold$80,000

For Sale by Agent

AgentSusan Wadleigh
BrokerageChoice Homes Llc.

Similar Homes