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315 Curacao Street, Toms River, NJ, 08757

2beds
2baths
1,440sqft
$435,000
$302price/sqft
$3,347/moest. monthly cost
$133,880/yrincome needed

About This Home

Stunning Castle Harbor model with 2 car driveway, enclosed front porch, rear screened porch backing to privacy shrubs & trees. Everything updated 7 years ago! Gorgeous kitchen with white cabinets, SS appliances, granite counter tops, & sliders to rear screened porch. Luxury vinyl floors throughout! 2 full baths with beautiful custom tile. Large laundry room plus 2 pantries. Tankless hot water heater/boiler. NICE CLUBHOUSE WITH 2 POOLS AND PLENTY OF ACTIVITIES. This home is a ''must see''!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Adult Community

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 06000046300012
  • Zoning description: Residential, Single Family, Conforming Use

Features

  • Stories: 1
  • Pool features: Community,Fenced,In Ground
  • Exterior features: Swimming

Lot

  • Lot size: 7,405 sqft
  • Features: Back to Woods
  • Lot size dimensions: 70 x 105

Parking

  • Total spaces: 1
  • Parking features: Concrete,Double Wide Drive,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$154$1,848
Property Taxes $801$9,612
Electricity $193$2,318
Total$3,347$40,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,754/yr
40% on housing$100,410/yr
45% on housing$89,253/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 08757$213
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08757$268
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$425,000
2026-05-04Price change$435,000
2026-04-27Listed for sale$445,000
2019-08-09Sold$240,000
2019-07-01Pending sale$240,000
2019-04-25Listed for sale$240,000
2019-04-17Pending sale$240,000
2019-04-17Listed for sale$240,000
2019-04-03Pending sale$240,000
2019-02-23Price change$240,000
2019-01-20Price change$259,900
2018-10-11Price change$269,900
2018-09-17Listed for sale$279,900

For Sale by Agent

AgentJoann Otteau
BrokerageKeller Williams Shore Properties

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