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485 Saint Thomas Drive, Toms River, NJ, 08757

2beds
1baths
1,124sqft
$269,900
$240price/sqft
$2,178/moest. monthly cost
$87,120/yrincome needed

About This Home

Great Bones!! This nicely located Yellowstone has laminated floors in Dining Room-Living Room combo and ceramic tiled Kitchen with stainless appliances and granite counter. Double wide driveway. Roof 2022. Newer AC, Furnace.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,124
  • Total interior livable area: 1,124 sqft

Property

Details

  • Parcel number: 06000047300045
  • Zoning description: Planned Residential
  • Exclusions: Personal belongings

Features

  • Stories: 1
  • Pool features: Community
  • Topography of land: Level

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 52 x 105

Parking

  • Total spaces: 1
  • Parking features: Concrete,Double Wide Drive,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$95$1,140
Property Taxes $526$6,312
Electricity $193$2,318
Total$2,178$26,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,674/yr
40% on housing$65,340/yr
45% on housing$58,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 08757$214
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08757$268
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$269,900
2026-07-15Price change$274,900
2026-06-16Listed for sale$284,900
2023-05-02Sold$249,500
2023-03-09Pending sale$239,500
2023-02-27Contingent$239,500
2023-02-24Listed for sale$239,500
2010-06-19Listing removed$104,900
2010-04-14Listed for sale$104,900

For Sale by Agent

AgentRichard E Lombarski
BrokerageC21/ Solid Gold Realty

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