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346 Western Boulevard, Bayville, NJ, 08721

3beds
2baths
1,444sqft
$489,000
$339price/sqft
$3,724/moest. monthly cost
$148,960/yrincome needed

About This Home

Beautiful 2 Story Colonial with a wrap-around deck and covered front porch. With new paint throughout, new luxury vinyl flooring, new light fixtures, and plush new carpet in the living room, bedrooms, and stairs - this home is move-in-ready! The spacious living room is anchored by a gas fireplace, perfect for cozy nights in. The floor plan flows easily from the living room to the dining room and kitchen on the first floor. The kitchen features generous counter space and cabinetry. The Large Primary Bedroom has a large walk-in closet. The main floor also offers a convenient half bath, a welcoming foyer with a closet, and a laundry room. Upstairs, you'll find three bedrooms. Expansive wrap-around deck. Laid-back living at the shore. Everything looks refreshed, bright, and welcoming: new flooring, fresh paint, new carpet, new lighting, new faucets. It's move-in ready. The wrap-around deck is something special. It's the kind of outdoor space you actually use -- morning coffee, evening wine, watching summer storms roll in, or hosting a Sunday barbecue. And the yard behind it? Big, beautiful, mature shade trees that give you real privacy. Inside, the brick fireplace makes the whole living room feel like home. The kitchen is a true everyday kitchen -- wood cabinets, plenty of counter space, and a dining room right off the kitchen that makes entertaining effortless. Upstairs, the large primary bedroom with a large walk-in closet is a quiet retreat, and the updated full bath feels clean and modern. And then there's the location. You will love biking to the nearby parks and around the neighborhood. You're less than a mile to the Parkway -- an easy commute north or south -- but you're tucked into a quiet street that feels miles away from traffic. Close to parks, sports fields, great restaurants, and shopping. Minutes to the bay and the beach. It's the best of both worlds: a peaceful, tucked-away, lives like a retreat home that still keeps you connected to everything. This house is ready for you to call home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
3/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Area: 108
  • Dimensions: 12 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 88
  • Dimensions: 11 x 8

Features

  • Flooring: Ceramic Tile
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,See Remarks,Forced Air
  • Cooling features: Electric,Heat Pump,Central Air

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,444 sqft

Kitchen

  • Area: 143
  • Dimensions: 13 x 11

Laundry

  • Area: 30
  • Dimensions: 6 x 5

Living Room

  • Area: 252
  • Dimensions: 21 x 12

Other

  • Area: 192
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 0600382000000008
  • Zoning description: Residential

Features

  • Stories: 2

Lot

  • Lot size: 0.34 Acres
  • Features: Oversized,Wooded
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$159$1,908
Property Taxes $900$10,800
Electricity $193$2,318
Total$3,724$44,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,680/yr
40% on housing$111,720/yr
45% on housing$99,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 08721$348
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08721$295
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$539,000
2026-04-24Listed for sale$549,000
1997-08-26Sold$85,000

For Sale by Agent

AgentKim Kruysman
BrokerageEXP Realty

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