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231 Allen Road, Bayville, NJ, 08721

3beds
3baths
2,022sqft
$775,000
$383price/sqft
$5,820/moest. monthly cost
$232,800/yrincome needed

About This Home

Ready for Summer? This lovely waterfront home in the sought-after Berkeley Shores community, is well maintained, 2022 sq ft, offering stunning sunsets from the front & peaceful lagoon living in your yard. Inside, the spacious open floor plan features 3 bedrooms, 2.5 baths, plenty of closets, & a 2 car garage, perfect for comfortable coastal living & entertaining. Yard is complete with a 10,000 lb boat lift & calm cul-de-sac lagoon, ideal for boating, paddleboarding, jet skis & all your favorite water toys. With quick access to the open bay, you're minutes to Tice's Shoal, waterfront dining, clamming, fishing & endless Jersey Shore fun! Whether enjoying sunsets or relaxing in your yard, this property offers the coastal lifestyle that you dream of! Owners are motivated, so come check it out

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
4/10
3/10

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Recessed Lighting
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,2 Zoned Heat
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 06012460100027
  • Zoning description: Residential
  • Exclusions: SELLER'S PERSONAL BELONGINGS; FURNITURE

Features

  • Stories: 2
  • Exterior features: Balcony,Dock,Lighting
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Lagoon,Bayside
  • Topography of land: Level

Lot

  • Lot size: 6,969 sqft
  • Features: Dead End Street
  • Lot size dimensions: 68 x 100

Parking

  • Total spaces: 2
  • Parking features: Paved,Double Wide Drive,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$253$3,036
Property Taxes $1,427$17,124
Electricity $222$2,674
Total$5,820$69,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,542/yr
40% on housing$174,600/yr
45% on housing$155,200/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 08721$344
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08721$295
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$859,000
2026-03-12Listed for sale$899,000
2018-02-08Sold$394,000
2017-12-28Pending sale$425,000
2017-07-25Listed for sale$425,000
2017-06-15Pending sale$425,000
2016-09-10Price change$425,000
2016-07-21Listed for sale$450,000
1993-12-27Sold$187,500

For Sale by Agent

AgentMichelle J Volpe
BrokerageKeller Williams Shore Properties

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