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609 Main Street, Bayville, NJ, 08721

4beds
2baths
1,770sqft
$499,000
$282price/sqft
$3,799/moest. monthly cost
$151,960/yrincome needed

About This Home

Tucked away in a quiet Bayville neighborhood, this 4 bed 2 bath expanded ranch offers comfortable living space and a large backyard, all in an ideal location in the highly sought after Holly Park section of Bayville. Remodeled in 2018 and located walking distance to the bay, while situated outside of the flood zone, this home is a perfect fit for anyone looking to enjoy all that the Jersey Shore has to offer. Picture summer afternoons entertaining in the yard, evenings by the water, and weekends exploring everything Bayville has to offer. Whether you're looking for room to grow, space to entertain, or a place to enjoy the shore, this home is ready for its next chapter. Schedule a private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Timberline

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Expanded Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Area: 150
  • Dimensions: 15 x 10

Bedroom

  • Area: 135
  • Dimensions: 15 x 9

Bedroom

  • Area: 110
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Recessed Lighting
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,770
  • Total interior livable area: 1,770 sqft

Kitchen

  • Area: 240
  • Dimensions: 24 x 10

Laundry

  • Area: 90
  • Dimensions: 15 x 6

Living Room

  • Area: 285
  • Dimensions: 19 x 15

Other

  • Area: 221
  • Dimensions: 17 x 13

Sunroom

  • Area: 64
  • Dimensions: 8 x 8

Property

Details

  • Parcel number: 0601375000000013
  • Zoning description: Residential, Single Family
  • Exclusions: Personal Property,Freezer in laundry room

Features

  • Stories: 1

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 100 x 125

Parking

  • Parking features: Asphalt,Driveway,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$162$1,944
Property Taxes $919$11,028
Electricity $195$2,341
Total$3,799$45,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,251/yr
40% on housing$113,970/yr
45% on housing$101,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 08721$348
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08721$295
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$499,000
2026-05-01Pending sale$499,000
2026-04-22Listed for sale$499,000
2025-10-28Pending sale$499,000
2025-10-09Price change$499,000
2025-09-29Price change$524,900
2025-09-25Price change$535,000
2025-09-18Price change$538,900
2025-09-10Listed for sale$539,000
2025-08-07Pending sale$539,000
2025-07-27Price change$539,000
2025-07-18Listed for sale$549,000
2018-05-15Sold$276,000
2018-04-12Pending sale$274,900
2018-04-06Listed for sale$274,900
2018-03-06Listing removed$274,900
2018-02-24Pending sale$274,900
2018-01-27Price change$274,900
2017-11-24Listed for sale$284,900
2017-05-01Sold$120,000
2017-03-17Pending sale$114,500
2017-03-09Listed for sale$114,500
2016-07-13Listing removed--
2016-06-22Listed for sale--
2009-01-12Sold$215,000

For Sale by Agent

AgentJessica Nylen
BrokerageKeller Williams Preferred Properties,Bayville

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