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154 Bay Avenue, Mantoloking, NJ, 08738

4beds
3baths
2,977sqft
$1,800,000
$605price/sqft
$11,904/moest. monthly cost
$476,160/yrincome needed

About This Home

Nestled in the prestigious Autumn Estates subdivision of South Mantoloking, this exceptional coastal residence offers the perfect blend of luxury, comfort, and seaside living. Located on the barrier island between the Atlantic Ocean and Barnegat Bay, and part of the South Mantoloking Beach Association with private beach access. This home places you in one of the Jersey Shore's most sought-after low-density communities known for its refined coastal lifestyle. Surrounded by grand oceanfront and bayfront estates, private yacht clubs, local marinas, and waterfront dining, South Mantoloking offers an unparalleled setting. Enjoy close proximity to Point Pleasant Beach, the Seaside boardwalks, and the charming shops and restaurants of Bay Head and Lavallette. The nearby Mantoloking Bridge provides convenient access to the mainland. The home's exterior is equally impressive, featuring a paver driveway and walkway, a stucco front siding, and beautifully maintained landscaping with raised beds and an irrigation system. The backyard is designed for both relaxation and entertaining, offering an expansive paver patio with an electric awning, outdoor shower, storage sheds, vinyl fencing for privacy, and direct access to the garage. A three-car garage is outfitted with a car lift and three garage door openers, ideal for car enthusiasts or additional storage. Inside, a grand two-story foyer welcomes you with hardwood floors, vaulted ceilings, decorative molding, and a chandelier. The study features hardwood flooring and crown molding, while a conveniently located powder room and a large storage closet under the staircase add to the home's functionality. The living room and dining room are elegantly appointed with hardwood floors, decorative wall molding, and crown molding, offering an open and inviting layout ideal for entertaining. The dining room comfortably accommodates 8-10 guests and flows seamlessly into both the living room and kitchen. The spacious kitchen features a large center island with seating for four, white raised-panel cabinetry with crown molding, stainless steel appliances, and an eat-in area with sliding doors leading to the backyard. The family room is warm and inviting, highlighted by walls of windows and a stunning stone gas fireplace with a white mantle, all open to the kitchen for effortless everyday living. Additional conveniences include a laundry room with storage and direct access to the garage. Upstairs, the primary suite offers a peaceful retreat with wall-to-wall carpeting, a tray ceiling, ceiling fan, and an expansive walk-in closet with custom cabinetry. The en-suite bath features tile flooring, dual sinks with a makeup area, a corner jacuzzi tub, and a glass-enclosed shower. Three additional bedrooms, each with ceiling fans and wall-to-wall carpeting, share a full bathroom with tile finishes and a shower/tub combination with glass doors. This exceptional home offers the ultimate in coastal living, combining elegant design, thoughtful amenities, and an unbeatable location just moments from the beach and bay

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
4/10
Brick Twp High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 1st Flr,Center Hall,Dec Molding,Recessed Lighting
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: 2 Zoned Heat
  • Cooling features: 2 Zoned AC

Interior Area

  • Total structure area: 2,977
  • Total interior livable area: 2,977 sqft

Property

Details

  • Parcel number: 070005500000007201
  • Zoning description: Residential, Single Family
  • Exclusions: Owners personal property

Features

  • Stories: 2
  • Exterior features: Outdoor Shower,Storage,Lighting

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 136x75

Parking

  • Total spaces: 3
  • Parking features: Paver Block
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Hurricane
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$345$4,140
Property Taxes $2,130$25,560
Electricity $328$3,938
Total$11,904$142,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$408,137/yr
40% on housing$357,120/yr
45% on housing$317,440/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$605This listing

vs Other Active Listings

Avg $/sqft

ZIP 08738$1,347
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08738$1,061
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$1,999,900
1998-08-04Sold$305,925

For Sale by Agent

AgentRobert J Cecchini
BrokerageKeller Williams Shore Properties

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