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1103 Scarlet Oak Avenue, Toms River, NJ, 08755

3beds
2baths
1,610sqft
$399,000
$248price/sqft
$2,965/moest. monthly cost
$118,600/yrincome needed

About This Home

Well-maintained 3-bedroom townhome offering 1.5 bathrooms and an attached one-car garage with convenient interior access. This property is ideally situated near schools, medical facilities, and major shopping centers, providing both comfort and accessibility.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Property

Details

  • Parcel number: 08000370000000010000C1103

Features

  • Stories: 2
  • Exterior features: Balcony

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$162$1,944
Property Taxes $593$7,116
Electricity $193$2,318
Total$2,965$35,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,657/yr
40% on housing$88,950/yr
45% on housing$79,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 08755$293
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08755$285
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$379,000
2026-04-16Price change$399,000
2026-04-12Price change$479,000
2026-04-01Listed for sale$489,000
2019-07-21Listing removed$1,950
2019-06-27Listed for rent$1,950
2018-09-23Listing removed$1,900
2018-09-14Listing removed$249,000
2018-09-06Listed for sale$249,000
2018-08-29Price change$1,900
2018-08-15Listed for rent$2,200
2014-08-25Listing removed$1,850
2014-07-03Listed for rent$1,850
2014-04-08Listing removed$1,750
2013-12-16Listed for rent$1,750
2008-09-20Listing removed$299,999
2008-03-09Listed for sale$299,999
2005-11-29Sold$258,000
2004-09-21Sold$219,900
2001-12-06Sold$124,000
2000-07-05Sold$120,000
1998-06-15Sold$83,500

For Sale by Agent

AgentIftikhar Haq
BrokerageKeller Williams Realty Freehold

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