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185 Liberty Bell Road, Toms River, NJ, 08755

3beds
2baths
1,332sqft
$579,000
$435price/sqft
$4,216/moest. monthly cost
$168,640/yrincome needed

About This Home

Welcome to this well-maintained home in the desirable Liberty Village section of Toms River. Located on a quiet street, 185 Liberty Bell Road offers comfort, functionality, and charm. The home features a bright living room, a well-appointed kitchen with ample cabinetry, and a dining area ideal for everyday living and entertaining. Spacious bedrooms and well-kept bathrooms provide comfortable accommodations. Step outside to a private backyard oasis complete with an in-ground pool, perfect for relaxing or hosting gatherings. Conveniently located near shopping, dining, parks, and major roadways, with easy access to the Jersey Shore.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Property

Details

  • Parcel number: 08001710200047
  • Zoning description: Residential

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Waterfront features: Pond

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$235$2,820
Property Taxes $861$10,332
Electricity $193$2,318
Total$4,216$50,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,548/yr
40% on housing$126,480/yr
45% on housing$112,426/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 08755$291
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08755$285
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$579,000
2026-04-17Price change$589,000
2026-04-01Listed for sale$599,000
2026-03-30Listing removed$575,000
2026-02-16Price change$575,000
2026-01-27Price change$585,000
2026-01-10Listed for sale$598,500
2026-01-03Listing removed$599,999
2025-11-13Price change$599,999
2025-11-09Price change$625,000
2025-11-07Price change$649,900
2025-11-04Price change$655,000
2025-10-28Listed for sale$675,000
2019-06-18Sold$309,000
2019-03-12Listing removed$309,000
2019-02-22Price change$309,000
2019-01-21Listed for sale$315,000
2007-03-29Sold$355,000
1999-02-17Sold$119,900

For Sale by Agent

AgentVincent Zappulla
BrokerageWeichert Realtors-Forked River

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