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1183 Cynthia Lane, Toms River, NJ, 08755

4beds
4baths
3,240sqft
$2,460,000
$759price/sqft
$17,458/moest. monthly cost
$698,320/yrincome needed

About This Home

Discover timeless elegance and superior craftsmanship in this custom-built, four-bedroom, three-and-a-half-bath estate, offering over 3,800 square feet of beautifully finished living space. Perfectly situated on a quiet cul-de-sac and set on a landscaped one-acre lot, this home blends classic design with modern comfort. Built by the original owner with meticulous attention to detail, it welcomes you with a grand entrance featuring a solid mahogany front door and a marble-accented foyer with soaring 26-foot (approx.) ceilings that create an unforgettable first impression. Inside, you'll find rich hardwood flooring, custom inlays, and recessed lighting throughout. The formal living room impresses with 18-foot ceilings and a natural stone fireplace set on its own foundation, while the elegant dining room is framed by French doors and highlighted by 9-foot ceilings. The gourmet kitchen is a standout with English-style, double-beaded inset cherry cabinetry, stunning Blue Azure granite countertops, Viking appliances, a Sub-Zero refrigerator, and a Bosch 800 Series dishwasher perfect for entertaining or everyday living. The 13-course basement was expertly constructed using a combination of 8-inch and 12-inch block, with the 12-inch block specifically engineered to support the weight of the home's natural brick exterior. This level offers a versatile space ideal for additional living, recreation, or storage. It also includes dual staircases one from the main level and one from the garage and a concrete-floored crawl space for added storage. The exterior of the home showcases distinctive English Bond brickwork, durable cementitious stucco, and custom details including an outdoor fireplace designed to resemble a wine bottle. A decorative brick entry leads to the fenced backyard oasis, complete with a spacious patio and a 10-foot-deep in-ground pool with a new pump. Whether you're enjoying the generous living areas, relaxing in one of the spacious bedrooms, or taking in the peaceful outdoor setting, this one-of-a-kind residence offers luxury, privacy, and thoughtful design throughout. Don't miss this rare opportunity to own a truly exceptional home in a desirable location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Center Hall,Dec Molding,Recessed Lighting
  • Flooring: Concrete
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 3,240 sqft

Property

Details

  • Parcel number: 080017300000001904
  • Zoning description: Residential
  • Exclusions: Personal Property

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Vinyl
  • Exterior features: Swimming
  • Fencing: Fenced Area

Lot

  • Lot size: 1 Acres
  • Features: Cul-De-Sac,Oversized

Parking

  • Total spaces: 2
  • Parking features: Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,439$149,268
Home Insurance *$1,000$12,000
Property Taxes $3,662$43,944
Electricity $357$4,285
Total$17,458$209,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$598,560/yr
40% on housing$523,740/yr
45% on housing$465,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$759This listing

vs Other Active Listings

Avg $/sqft

ZIP 08755$283
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08755$285
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$2,460,000
2025-11-27Listing removed$2,460,000
2025-04-12Listed for sale$2,460,000
2024-12-11Listing removed$2,400,000
2024-10-02Listed for sale$2,400,000
2024-07-12Listing removed--
2024-05-02Listed for sale$2,399,910
2023-12-12Listing removed--
2023-09-07Price change$2,335,000
2023-05-11Listed for sale$2,350,000
2023-05-11Listing removed--
2022-08-10Price change$2,350,000
2022-06-26Listed for sale$2,400,000
1989-03-15Sold$115,000

For Sale by Agent

AgentLisa Hill, Berkshire Hathaway HomeServices Fox & Roach - Toms River
BrokerageBerkshire Hathaway HomeServices Fox & Roach - Toms River

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