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10 Pine Tree Road, Toms River, NJ, 08753

3beds
2baths
1,440sqft
$665,000
$462price/sqft
$4,996/moest. monthly cost
$199,840/yrincome needed

About This Home

Completely reimagined, this exceptional raised ranch offers 3 bedrooms, 2 full baths, and is truly move-in ready. Rebuilt and raised after Superstorm Sandy, this home features a welcoming foyer with coffered ceilings leading to an open floor plan with a stunning kitchen offering stainless steel appliances, granite countertops, soft-close cabinetry, tile backsplash, center island, and built-in pantry wall. The primary bedroom includes a private bath with a custom-tiled shower. Premium laminate flooring, recessed lighting, raised-panel and pocket doors, plus a convenient laundry nook complete the interior. Enjoy the paver patio with a fire pit and grilling area. Lower level with 8' ceilings, oversized garage, and optional Green Island Beach Association membership.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Timberline
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Other,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl,Ceramic Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 08002351100019
  • Zoning description: Residential
  • Exclusions: Personal Property

Features

  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 6,098 sqft
  • Features: Oversized
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 1
  • Parking features: Concrete,Double Wide Drive,Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$280$3,360
Property Taxes $1,161$13,932
Electricity $193$2,318
Total$4,996$59,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,291/yr
40% on housing$149,880/yr
45% on housing$133,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$321
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$640,000
2026-07-08Listed for sale$665,000
2019-10-25Sold$320,000
2019-08-17Pending sale$340,000
2019-05-25Price change$340,000
2019-03-22Listed for sale$350,000
2018-03-08Sold$85,000
2018-02-27Listed for sale$114,900
2018-02-27Pending sale$114,900
2018-02-27Pending sale$114,900
2018-01-13Listed for sale$114,900
2013-10-23Listing removed$99,900
2013-04-23Listed for sale$99,900
2012-09-07Listing removed$214,900
2012-07-26Listing removed$1,350
2012-07-25Listed for rent$1,350
2012-07-09Price change$214,900
2012-07-05Price change$209,900
2012-05-17Price change$214,900
2012-03-07Listed for sale$224,900
2005-07-14Sold$220,000
1997-08-05Sold$85,000

For Sale by Agent

AgentElizabeth M Callaghan
BrokerageElizabeth Margaret Realty LLC

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