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4 Cambridge Ct, Toms River, NJ, 08753

4beds
3baths
2,098sqft
$649,900
$310price/sqft
$4,757/moest. monthly cost
$190,280/yrincome needed

About This Home

Nestled in the charming Squire Village community, this delightful split-level home offers a perfect blend of comfort and convenience. The home features a classic brick front and vinyl siding, exuding timeless appeal while providing modern functionality. Situated on a large corner lot, backing to a tree-lined view, this residence enjoys a sense of space and privacy, making it an inviting retreat. The interior boasts a cozy ambiance, with a modern day kitchen, four bedrooms, 2.5 baths, family room and partial basement, which offers additional potential for customization, whether you envision a cozy home office, play area or plenty of room for storage. The living room is highlighted by a gas fireplace, perfect for those many chilly evenings spent indoors. Squire Village is not just about the home; it's about the lifestyle. The owners have spent 35+ years in this home, one living in the community since 1973, raising 2 children, this neighborhood is known for its friendly atmosphere and strong sense of community. The nearby schools are well-regarded, providing quality education and a nurturing environment for learning and growth. For those who appreciate the outdoors, the surrounding area offers a variety of recreational opportunities. Whether it's hiking, biking, or simply enjoying nature, there are plenty of options to explore. All this and just minutes to the beach, dining, and shopping, plus within walking distance to Ocean County College, Hooper Ave Elementary School, and Toms River Intermediate East. This home is not just a place to live; it's a place to thrive. With its inviting features and prime location, it's an opportunity to create lasting memories in a warm and welcoming environment. Embrace the comfort of home and the joys of community living in this lovely residence.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Shingle
  • Construction materials: Brick Front,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Electric,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Lower

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Attic,Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Recessed Lighting,Walk-In Closet(s)
  • Door features: Sliding Glass,Storm Door(s)
  • Window features: Double Hung,Bay/Bow,Screens,Sliding,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Gas/Propane
  • Fireplace: Yes
  • Finished area above ground: 2,098

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,098
  • Total interior livable area: 2,098 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0800394 5400050
  • Zoning: R200
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot/Unit

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$273$3,276
Property Taxes $967$11,604
Electricity $231$2,775
Total$4,757$57,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,097/yr
40% on housing$142,710/yr
45% on housing$126,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 08753$322
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08753$312
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Listed for sale$674,900
1991-02-26Sold$140,000

For Sale by Agent

AgentKevin Farnung
BrokerageSERHANT. New Jersey LLC

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