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1415 Ark Street, Toms River, NJ, 08755

2beds
1baths
900sqft
$312,000
$347price/sqft
$2,405/moest. monthly cost
$96,200/yrincome needed

About This Home

ESTATE SALE - FULLY RENOVATED & READY FOR IMMEDIATE CLOSING. Adult community (55+), probate is complete and title is clear. Price is discounted for quick sale! - This charming cottage is located in the Gardens of Pleasant Plains, nestled beside a peaceful wooded lot. You can feel the warmth and care that has gone into every detail. Inside the home, you're greeted with real hardwood floors that extend throughout the spacious living room, dining area, and both bedrooms. Features: New Roof (lifetime guarantee), New Concrete Driveway, New Central Air, New Porch Tiles, New Exterior Paint, New Dishwasher, Washer & Dryer, Epoxy Floor Coating (in garage), Finished Attic with folding staircase (for extra storage), and a Backyard Storage Shed (on a strong concrete slab).

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bathroom

  • Area: 54
  • Dimensions: 9 x 6

Bedroom

  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Attic: Attic

Garage

  • Area: 252
  • Dimensions: 21 x 12

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Area: 132
  • Dimensions: 12 x 11

Living Room

  • Area: 260
  • Dimensions: 20 x 13

Other

  • Area: 168
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 08004123600036
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 5,662 sqft
  • Features: Wooded
  • Lot size dimensions: 58 x 100

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,577$18,924
Home Insurance *$126$1,512
Property Taxes $509$6,108
Electricity $193$2,318
Total$2,405$28,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,457/yr
40% on housing$72,150/yr
45% on housing$64,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 08755$294
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08755$285
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$312,000
2025-12-20Listing removed$315,000
2025-12-08Price change$315,000
2025-12-02Price change$395,000
2025-11-24Listed for sale$399,000
1987-05-11Sold$83,000

For Sale by Agent

AgentMikaela Arpino
BrokerageNJ Real Estate Boutique

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